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Do I have a shot at getting a Uber Visa Signature Card?

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luxlight
Regular Contributor

Do I have a shot at getting a Uber Visa Signature Card?

I just recently got above a $5k CL on both of my credit cards and was looking to get the Uber Visa. I've gardened long enough that I'm pretty sure I'd get approved for it but is Barclays a stingy lender?  I'm hoping to get the signature version of it for the enhanced benefits but I don't know if Barclays would start me off with a starting line of $5k or more. My FICO scores are in my signature below and are the most up to date versions and my current credit cards and their credit lines along with my AAoA, are also in my signature below.

 

Edit: Applied on 3/11/19 and says "We are unable to offer youa credit card issued by Barclays Bank Delaware".



FICO 8 Scores

TU: 743 [2 Inquiry] | EQ: 742 (FAKO) [0 Inquiry] | EX: 753 [4 Inquiries]


AAoA = 2 years, AAoOA = 3 year 1 months

Message 1 of 19
18 REPLIES 18
pinkandgrey
Senior Contributor

Re: Do I have a shot at getting a Uber Visa Signature Card?

Honestly I think you could get it. I got that card after a slew of inquiries lol 

Discover It: 26.5k
Amex Cash Magnet: 24.4k
Fidelity Visa: 21.5k
Apple Card: 13k
Message 2 of 19
Remedios
Credit Mentor

Re: Do I have a shot at getting a Uber Visa Signature Card?

I think you have a shot, but Barclay likes longer history for higher SLs. 

Message 3 of 19
Hockeypnc1
Established Contributor

Re: Do I have a shot at getting a Uber Visa Signature Card?

I want the Nyquil Visa card

Message 4 of 19
Anonymous
Not applicable

Re: Do I have a shot at getting a Uber Visa Signature Card?

I would say your approval odd is very good. I was approved for $2k SL last summer with a TU 654 score and lots of baddies. Smiley Very Happy

Message 5 of 19
Stribe
Contributor

Re: Do I have a shot at getting a Uber Visa Signature Card?


@luxlight wrote:

I just recently got above a $5k CL on both of my credit cards and was looking to get the Uber Visa. I've gardened long enough that I'm pretty sure I'd get approved for it but is Barclays a stingy lender?  I'm hoping to get the signature version of it for the enhanced benefits but I don't know if Barclays would start me off with a starting line of $5k or more. My FICO scores are in my signature below and are the most up to date versions and my current credit cards and their credit lines along with my AAoA, are also in my signature below.


My scores were near yours with a couple more inquiries and they started me at $1500. Do have a handful of derogatories almost to the seven year mark. It’s one of my lower limit cards with the exception of PayPal MC. 

5/25/2022

Amex BCE $17,4k | Apple Card $7k | Chase Amazon $11k | Chase Ink Cash Business $30,4k | Citi AAdvantage $7,5k | Citi Costco Business $15k | Discover It $15,4k | PayPal $15k | Synch Amazon $10k | Target RC MC $9k | US Bank Cash+ $3k
Message 6 of 19
Anonymous
Not applicable

Re: Do I have a shot at getting a Uber Visa Signature Card?


@Anonymous wrote:

I would say your approval odd is very good. I was approved for $2k SL last summer with a TU 654 score and lots of baddies. Smiley Very Happy


Do they issue a Signature for less than $5K? Not all issuers do. 

Message 7 of 19
luxlight
Regular Contributor

Re: Do I have a shot at getting a Uber Visa Signature Card?

I heard its $5k minimum starting credit line to get Visa Signature status and It's basically impossible to get it converted from a Platinum to a Signature after the fact. 



FICO 8 Scores

TU: 743 [2 Inquiry] | EQ: 742 (FAKO) [0 Inquiry] | EX: 753 [4 Inquiries]


AAoA = 2 years, AAoOA = 3 year 1 months

Message 8 of 19
stonedog23
Frequent Contributor

Re: Do I have a shot at getting a Uber Visa Signature Card?


@luxlight wrote:

I heard its $5k minimum starting credit line to get Visa Signature status and It's basically impossible to get it converted from a Platinum to a Signature after the fact. 


Are you referring to the Uber card  or all companies? Around here we know all too well the US Bank passes out $500 signatures. And Navy converted me to a signature when I went from 2K to 6K. 

NFCU GoRewards Sig ($40,000), NFCU Cash Rewards ($40,000), PenFed Power Cash ($25,000), FNBO Evergreen Visa ($20,000), Bread Financial Rewards Amex ($21,150), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , One Key Mastercard ($14,000), Citi Double Cash ($11,600), US Bank Cash Plus($10,000), Discover It Cash ($9000), Capital One Quicksilver MC ($9000), TD Cash ($8000), Bank of America. Unlimited Cash Rewards ($7500), Fifth Third Unlimited Cash Back Mastercard ($7500), Wells Fargo Active Cash Sig($7000), Apple Card ($6000), Amex BCE($6000), Amex ED($6600), X1 Card ($5000), PNC Points ($8000), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), Truist Spectrum Cash Rewards($4500), Truist Bright Card($4500), CapOne Quicksilver(Bucketed @$1500 manually lowered to $500), US Bank Cash+ ($1,000), WF mortgage 195K Fico 8: EQ 778, TU 765, EX 758 FICO 9:EQ 829, TU 812, EX 791, AAoA-97 months, AoOA-28 years
Message 9 of 19
Anonymous
Not applicable

Re: Do I have a shot at getting a Uber Visa Signature Card?


@luxlight wrote:

I heard its $5k minimum starting credit line to get Visa Signature status and It's basically impossible to get it converted from a Platinum to a Signature after the fact. 


That’s what I figured as well. 

Message 10 of 19
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