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Do anyone knows when AMEX started to do HP for an credit ap?

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bk13girl
Member

Do anyone knows when AMEX started to do HP for an credit ap?

Question:

 

I applied for an AMEX EBC today. Denied. I received my AMEX Delta card last month and had a HP.

Well low and behold, I checked my EX acct today and there is a HP from AMEX for the BCE app.

 

Do anyone know when they decided to allow HP?

I thought once you already had a card with them and you apply you will get an SP if denied or HP if approved (wasted inquiry).

 

I contacted AMEX and they advise me that they do all HP now if you apply for any of thier products.

 

Bummer...

 

 


Gardening until 07/2018
Message 1 of 5
4 REPLIES 4
fltireguy
Valued Contributor

Re: Do anyone knows when AMEX started to do HP for an credit ap?

It depends on their mood. Sometimes they do, sometimes they don't for an existing card holder. I know that, in November, when I got my platinum, there was no HP.
NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 2 of 5
Anonymous
Not applicable

Re: Do anyone knows when AMEX started to do HP for an credit ap?

I was HP for both of my cards approved a few days apart. 

 

Op.....did you prequalify for delta before you apped? 

Message 3 of 5
bk13girl
Member

Re: Do anyone knows when AMEX started to do HP for an credit ap?

I got the AMEX Delta on a pre-quailfier.... I then tried for the AMEX BCE. This one was a denial..

Just sucks. But oh well. I'll work on my UTL and get that down and re-applied next year.

I am going to garden for the next 12 months.

 


Gardening until 07/2018
Message 4 of 5
Anonymous
Not applicable

Re: Do anyone knows when AMEX started to do HP for an credit ap?

Oops I meant the BCE on pre-qualify. 

 

I have the ED (didn't really want it) but I was prequalified. I wanted the SPG but it wasn't there, so I apped for the ED. 

Literally, the next day, SPG was in my offers. So I apped for that too because it's what I really wanted. 

Message 5 of 5
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