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Question:
I applied for an AMEX EBC today. Denied. I received my AMEX Delta card last month and had a HP.
Well low and behold, I checked my EX acct today and there is a HP from AMEX for the BCE app.
Do anyone know when they decided to allow HP?
I thought once you already had a card with them and you apply you will get an SP if denied or HP if approved (wasted inquiry).
I contacted AMEX and they advise me that they do all HP now if you apply for any of thier products.
Bummer...
I was HP for both of my cards approved a few days apart.
Op.....did you prequalify for delta before you apped?
I got the AMEX Delta on a pre-quailfier.... I then tried for the AMEX BCE. This one was a denial..
Just sucks. But oh well. I'll work on my UTL and get that down and re-applied next year.
I am going to garden for the next 12 months.
Oops I meant the BCE on pre-qualify.
I have the ED (didn't really want it) but I was prequalified. I wanted the SPG but it wasn't there, so I apped for the ED.
Literally, the next day, SPG was in my offers. So I apped for that too because it's what I really wanted.