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The last time I applied for anything was almost a year ago and none of them asked for employer name. Few days ago I was on CSR application page and noticed that they ask for employer name and make it required. Is this new? I don't want my employer info showing up on my report. Does Chase do it to report?
@darwin_wins wrote:The last time I applied for anything was almost a year ago and none of them asked for employer name. Few days ago I was on CSR application page and noticed that they ask for employer name and make it required. Is this new? I don't want my employer info showing up on my report. Does Chase do it to report?
Chase is one of the few that requests it and yes they will report the info to the CRAs
@darwin_wins wrote:
Thanks Irish, I guess I am going to provide just initials for the employer. I don't want any employer listing on my report
Navy Fed does this also and reports employment immediately when they pull a report.
I would just give them the info they ask for and be 100% honest.
To fix it..... Just file a dispute online and have that info deleted. The CRA's will delete the next day or day after. No investigation takes place, they just delete.
Hope this helps
I just (like 20 mins ago) applied for a card with UMB and they wanted all my work info. I gave the company name and my title and provided my personal number and address. That's what I generally do.
I put "Self Employed" on CC apps. If you can verify income then put whatever title pleases you. ![]()
@Anonymous wrote:I put "Self Employed" on CC apps. If you can verify income then put whatever title pleases you.
The employment type will classify you to specific escalation rates. I think I heard programmers were the fastest, students the slowest and self-employed just a little faster than student.
@dragontears wrote:
I don't have an issue with listing my employer on an app, I am curious as to why it would be an issue?
It's not providing it that anybody has an issue with, it's with the information finding it's way to the various credit bureaus.
In the past I've always disputed/deleted this information when it appeared as well. There's never been any push-back, they simply remove it. Actually the bureaus don't have much choice... if the information was actually wrong, how would they tell you go about proving you didn't work somewhere?
After my NFCU app last fall my employer info didn't start reporting, and I'm going to be watching to see if it does after my recent Chase app. If it does that's OK, I'll just have it taken off... easy-peasy. ![]()