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Does 6 Month AMEX CLI Rule Apply Across Cards to Denials?

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Repairman
Established Contributor

Does 6 Month AMEX CLI Rule Apply Across Cards to Denials?

I was denied a CLI a couple months back on 1 of my AMEX cards. If I want to request a CLI on a DIFFERENT AMEX card, do I have to wait 6 months to do so?

Message 1 of 8
7 REPLIES 7
thornback
Senior Contributor

Re: Does 6 Month AMEX CLI Rule Apply Across Cards to Denials?

Sorry about your denial.  Yes, CLIs apply across all cards. But you don't have to wait 6 months after a denial, only 91 days.  It's 6 months after a successful CLI request.

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA:
4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
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Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 2 of 8
bigseegar
Established Contributor

Re: Does 6 Month AMEX CLI Rule Apply Across Cards to Denials?

Yes you do. But it's 91 days after a denial on any card. It's 6 months if you are approved before you can ask for another CLI.

Message 3 of 8
Trini88
Established Contributor

Re: Does 6 Month AMEX CLI Rule Apply Across Cards to Denials?

I'm wondering if those rules even apply now because the cli button only pops up when you are eligible for an increase? I honestly would check.



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Message 4 of 8
OmarGB9
Community Leader
Super Contributor

Re: Does 6 Month AMEX CLI Rule Apply Across Cards to Denials?


@Trini88 wrote:

I'm wondering if those rules even apply now because the cli button only pops up when you are eligible for an increase? I honestly would check.


The CLI button is broken. It isn't showing up for people even when they are eligible to ask.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 5 of 8
Trini88
Established Contributor

Re: Does 6 Month AMEX CLI Rule Apply Across Cards to Denials?


@OmarGB9 wrote:

@Trini88 wrote:

I'm wondering if those rules even apply now because the cli button only pops up when you are eligible for an increase? I honestly would check.


The CLI button is broken. It isn't showing up for people even when they are eligible to ask.


Broken? I thought it was just moved. I clicked the link posted here to get my increase and I wasn't even at 6 months yet?



Goal Cards:
Message 6 of 8
thornback
Senior Contributor

Re: Does 6 Month AMEX CLI Rule Apply Across Cards to Denials?


@Trini88 wrote:

@OmarGB9 wrote:

@Trini88 wrote:

I'm wondering if those rules even apply now because the cli button only pops up when you are eligible for an increase? I honestly would check.


The CLI button is broken. It isn't showing up for people even when they are eligible to ask.


Broken? I thought it was just moved. I clicked the link posted here to get my increase and I wasn't even at 6 months yet?


I believe they're referring to the CLI link that used to appear on the home page under your avail credit info or under the Account Services tab. It had always been there... til recently... 

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA:
4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:  


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 7 of 8
OmarGB9
Community Leader
Super Contributor

Re: Does 6 Month AMEX CLI Rule Apply Across Cards to Denials?


@Trini88 wrote:

@OmarGB9 wrote:

@Trini88 wrote:

I'm wondering if those rules even apply now because the cli button only pops up when you are eligible for an increase? I honestly would check.


The CLI button is broken. It isn't showing up for people even when they are eligible to ask.


Broken? I thought it was just moved. I clicked the link posted here to get my increase and I wasn't even at 6 months yet?


So to clarify, when I say the "CLI button is broken," I mean the link to request a CLI is no longer showing for anyone, whether they are eligible to ask or not. The ability to request a CLI still works, if you can find the direct link (which you obviously did).


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 8 of 8
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