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I have been reading all about the AMEX 3CLI stratagies and general questions of how much to ask for once you git some threasholds. However, I wanted to know if they ever gave more than 3x. I got the BCE with a 2k CL. Today marks the 2nd statement (60 days). Since I first applied my FICO 8 EXP score has jumped about 45 points. I am at 749 on Experian. my salary is 145k, current over all utilization is 9%, I have 3 AMEX cards, which I PIF. So, given all that, do you think that more than 3x is possible or dont even try? 💰
@avp99 wrote:I have been reading all about the AMEX 3CLI stratagies and general questions of how much to ask for once you git some threasholds. However, I wanted to know if they ever gave more than 3x. I got the BCE with a 2k CL. Today marks the 2nd statement (60 days). Since I first applied my FICO 8 EXP score has jumped about 45 points. I am at 749 on Experian. my salary is 145k, current over all utilization is 9%, I have 3 AMEX cards, which I PIF. So, given all that, do you think that more than 3x is possible or dont even try? 💰
You can ask for more than 3X but 3X will be the most that you get. So to answer your question, just ask for the 3X amount and wait 6 months and ask for 3X again
@Anonymous wrote:
@avp99 wrote:I have been reading all about the AMEX 3CLI stratagies and general questions of how much to ask for once you git some threasholds. However, I wanted to know if they ever gave more than 3x. I got the BCE with a 2k CL. Today marks the 2nd statement (60 days). Since I first applied my FICO 8 EXP score has jumped about 45 points. I am at 749 on Experian. my salary is 145k, current over all utilization is 9%, I have 3 AMEX cards, which I PIF. So, given all that, do you think that more than 3x is possible or dont even try? 💰
You can ask for more than 3X but 3X will be the most that you get. So to answer your question, just ask for the 3X amount and wait 6 months and ask for 3X again
Thanks for the info. Much appreciated.
@Anonymous wrote:
@avp99 wrote:I have been reading all about the AMEX 3CLI stratagies and general questions of how much to ask for once you git some threasholds. However, I wanted to know if they ever gave more than 3x. I got the BCE with a 2k CL. Today marks the 2nd statement (60 days). Since I first applied my FICO 8 EXP score has jumped about 45 points. I am at 749 on Experian. my salary is 145k, current over all utilization is 9%, I have 3 AMEX cards, which I PIF. So, given all that, do you think that more than 3x is possible or dont even try? 💰
You can ask for more than 3X but 3X will be the most that you get. So to answer your question, just ask for the 3X amount and wait 6 months and ask for 3X again
Is that the standard after successfully getting 3/3x? wait for 6 months and try again?
@Anonymous wrote:
@Anonymous wrote:
@avp99 wrote:I have been reading all about the AMEX 3CLI stratagies and general questions of how much to ask for once you git some threasholds. However, I wanted to know if they ever gave more than 3x. I got the BCE with a 2k CL. Today marks the 2nd statement (60 days). Since I first applied my FICO 8 EXP score has jumped about 45 points. I am at 749 on Experian. my salary is 145k, current over all utilization is 9%, I have 3 AMEX cards, which I PIF. So, given all that, do you think that more than 3x is possible or dont even try? 💰
You can ask for more than 3X but 3X will be the most that you get. So to answer your question, just ask for the 3X amount and wait 6 months and ask for 3X again
Is that the standard after successfully getting 3/3x? wait for 6 months and try again?
Yes. Have to wait 180 days to ask again if approved for any amount of a CLI or you can ask again in 91 days if denied.
Not a requested CLI, but something I never understood, and didn't pry!
As a student, my daughter applied for and got a BCE with a $1K CL. About two weeks later, without her even using the card, they upped the limit to $8k.
@Anonymous wrote:Not a requested CLI, but something I never understood, and didn't pry!
As a student, my daughter applied for and got a BCE with a $1K CL. About two weeks later, without her even using the card, they upped the limit to $8k.
wow, that is interesting
IF you havent had a CLI in 6 months or more try moving some of your SPG limit to the BCE, try for a 3x cli on the BCE then 30 days later transfer the "borrowed" limit back to the SPG. ![]()
@Anonymous wrote:Not a requested CLI, but something I never understood, and didn't pry!
As a student, my daughter applied for and got a BCE with a $1K CL. About two weeks later, without her even using the card, they upped the limit to $8k.
**bleep**! She’s lucky!
She can ask for 24K day 61!









You will likely only get the 3X CLI, but it won't hurt to ask for more. On my recent one I requested more just to see what happens, but was counterd with the 3X. lol