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Does Amex’s “ Special Offer For You” equate to prequalify

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Anonymous
Not applicable

Does Amex’s “ Special Offer For You” equate to prequalify

Silly Question, sorry.

I’m browsing down Amex’s cards  and noticed “Special Offer For You” under Blue Cash and Gold cards. I saved the link and sent this to my husband’s phone and his page doesn’t show it. Can someone elaborate more on this, please and thank you! 

 

 

Message 1 of 9
8 REPLIES 8
Girlzilla88
Valued Contributor

Re: Does Amex’s “ Special Offer For You” equate to prequalify

I have wondered this too since it shows that on mine and I'm to scared to shoot for one LMAO 







Message 2 of 9
Anonymous
Not applicable

Re: Does Amex’s “ Special Offer For You” equate to prequalify

I can’t seem to find info on this. I’m tempted to. 

Message 3 of 9
coldfusion
Credit Mentor

Re: Does Amex’s “ Special Offer For You” equate to prequalify

Those by themselves aren't prequalifiers or preapprovals, they only mean that you're being offered an enhanced SUB for that particular card if you are approved for that card.  As an example you may see a Special Offer For You with a 50,000 MR sign up bonus for the AMEX Gold card whereas the normal SUB is 35,000 points. 

 

If you want to see a preapproval you have to click through their preapproval link and be specifically told you're pre-approved. 

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 4 of 9
coldfusion
Credit Mentor

Re: Does Amex’s “ Special Offer For You” equate to prequalify


@Anonymous wrote:

I can’t seem to find info on this. I’m tempted to. 


Try opening up a window in your browser in incognito mode and going to the website. 

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 5 of 9
Anonymous
Not applicable

Re: Does Amex’s “ Special Offer For You” equate to prequalify

Thank you. I wasn't prequalified for those but Delta Gold, Hilton Honors Surpass and Aspire did show up. 

Message 6 of 9
coldfusion
Credit Mentor

Re: Does Amex’s “ Special Offer For You” equate to prequalify

Just understand that while pre-approvals are solid they don't translate into a guaranteed approval, and a failure to be pre-approved doesn't automatically mean a denial.

 

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 7 of 9
Meanmchine
Super Contributor

Re: Does Amex’s “ Special Offer For You” equate to prequalify

Its marketing

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 8 of 9
M_Smart007
Legendary Contributor

Re: Does Amex’s “ Special Offer For You” equate to prequalify


@coldfusion wrote:

Just understand that while pre-approvals are solid they don't translate into a guaranteed approval, and a failure to be pre-approved doesn't automatically mean a denial.

 


Great analogy @coldfusion Smiley Happy

Message 9 of 9
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