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Does BofA combine HP's?

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sdchrgrboy
Contributor

Does BofA combine HP's?

I was just approved on friday for an Alaska Air card.  I know they pulled TU as they did it while I was on the phone with them.  My question is, I have another Rewards Visa with them that has the CLI button on the website, but it's another HP.  Does anyone have any experience with them combining? Meaning can I call back into the same # and ask for a CLI on the other card and ask them to use the same pull.  I thought I read somewhere that they may be good for 30 days.  Would this apply here?



$325k Total Limits, 4% Util
Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Does BofA combine HP's?

It is YMMV thing.  BOA will not use the same hardpull since a few days have passed.

Message 2 of 7
Anonymous
Not applicable

Re: Does BofA combine HP's?

When I requested for CLI before with BoA for my rewards card I also asked to use the same pull to app for another CC but the CS said it will be another HP and cannot use the same HP for another CC. Hope that helps Smiley Happy

Message 3 of 7
B335is
Moderator Emeritus

Re: Does BofA combine HP's?

With BoA I would definitely expect an additional HP (actually with any lender). There have been cases that people only get 1 HP for 2 requests but like any of them, expect one pull for every request.
Message 4 of 7
Anonymous
Not applicable

Re: Does BofA combine HP's?

BoA combined my hard pulls when I got 3 credit cards from them 2 weeks ago.

Message 5 of 7
kdm31091
Super Contributor

Re: Does BofA combine HP's?

BOA has nothing to do with whether the pulls are combined. Hoping the pulls will combine is just relying on the bureaus deciding the inquiries are duplicates, and thus combining them. In short expect two pills and consider yourself lucky if you only get one.
Message 6 of 7
RonM21
Valued Contributor

Re: Does BofA combine HP's?

I just expect everything to be a HP with them. That way I'm not surprised.


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Message 7 of 7
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