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Does CHASE combine hard pulls for credit

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sghosh5
Valued Contributor

Does CHASE combine hard pulls for credit

Not sure if this was asked before, but does CHASE combine hard pulls If you apply two cards in same day?




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coldfusion
Community Leader
Mega Contributor

Re: Does CHASE combine hard pulls for credit

They do not.  You can also expect that once you have submitted an application any additional applications made the same day will be automatically denied as that is Chase' policy and that they will not withdraw any hard pulls incurred by those applications. 

 

(5/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

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Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 2 of 4
FinStar
Moderator Emeritus

Re: Does CHASE combine hard pulls for credit


@sghosh5 wrote:

Not sure if this was asked before, but does CHASE combine hard pulls If you apply two cards in same day?


Not necessarily.

 

Keep in mind, they can also double pull two CRAs -- so be sure all CRAs are thawed to prevent any issues with your application(s).

Message 3 of 4
sghosh5
Valued Contributor

Re: Does CHASE combine hard pulls for credit


@FinStar wrote:

@sghosh5 wrote:

Not sure if this was asked before, but does CHASE combine hard pulls If you apply two cards in same day?


Not necessarily.

 

Keep in mind, they can also double pull two CRAs -- so be sure all CRAs are thawed to prevent any issues with your application(s).


Thanks. Good info. I just got the united card. May wait for a bit for the southwest card. 




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