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Does Capital One use the Same HP for Multiple Card Apps?

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RalphLaurent
Member

Does Capital One use the Same HP for Multiple Card Apps?

Hey Guys,

 

I'm pondering from the garden wondering if Capital One uses the same HP for multiple apps in a specific time period? 

 

Thanks in advance, you all are very much appreciated. 

 

-RalphLaurent

Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: Does Capital One use the Same HP for Multiple Card Apps?

I can only speak for myself here -- not sure what the experience is for others.  Last week I applied for the Capital One Venture (approved instantly) and then decided to apply for the Capital One Prestige on the same day, about an hour apart (approved instantly).  I received only 1 HP on each of the bureaus for both approvals. 

Message 2 of 12
Anonymous
Not applicable

Re: Does Capital One use the Same HP for Multiple Card Apps?


@RalphLaurent wrote:

Hey Guys,

 

I'm pondering from the garden wondering if Capital One uses the same HP for multiple apps in a specific time period? 

 

Thanks in advance, you all are very much appreciated. 

 

-RalphLaurent


It is extremely uncharacteristic for them but I believe there is a thread in Approvals detailing just this.

Message 3 of 12
Jamex
Frequent Contributor

Re: Does Capital One use the Same HP for Multiple Card Apps?

+1 to the above. I applied last Friday evening for the Venture, was instantly approved for 10k, and then for the Platinum Prestige, and was instantly approved for 5k. I only got one triple-pull.

 

FWIW I was pre-approved for both of these cards before apping (was also pre-approved for the QS), and I applied for the Plat Prestige about 5 minutes after getting the Venture approval. My scores were within ~5 points of the ones in my signature. I do have a few baddies, including an unpaid CO for 19K that's dated 2010, as well as a paid CO and some 120 lates on a student loan, also from 2009-10. Before this round, my latest INQs were about 7 months ago. 

 

It would be nice to think that if they're going to light you up at all 3, they'd be willing to give you 2-for-1. Maybe they finally heard about Amex's policy ;-)

Starting score 3/30/13: 570s across the board
As of 2/17/18: EX 802 | EQ 809 | TU 811

CSR 34K | Freedom 21K | Marriott 24K | Alaska 21K | Citi Dividend 5.9K | Barclay Rewards MC 15K | DCU Visa 10K | AX SPG 24K | AX PRG NPSL | AX Green NPSL | AX EDP 10K | Cap One Venture 20K | SFCU Visa 15K | Barclay Arrival+ 24K (AU) | BankAmericard 13.5K (AU)

Message 4 of 12
B335is
Moderator Emeritus

Re: Does Capital One use the Same HP for Multiple Card Apps?

Sometimes, like when you do back to back apps they will. When I applied for Venture #2 last week and got pending, I immediately applied for QS (and got pending), but they didn't re-pull.
Message 5 of 12
Anonymous
Not applicable

Re: Does Capital One use the Same HP for Multiple Card Apps?

That would be nice 

Message 6 of 12
Anonymous
Not applicable

Re: Does Capital One use the Same HP for Multiple Card Apps?

I wasn't so lucky. Two pulls across all three. They were like a week apart though so probably my fault.
Message 7 of 12
Anonymous
Not applicable

Re: Does Capital One use the Same HP for Multiple Card Apps?

I was one of the lucky ones that got approved for 2 cards with one triple pull. Apparently it can happen but doesn't happen for everyone. I was NOT prequalified on their site.
Message 8 of 12
OffToBetterStart
Valued Member

Re: Does Capital One use the Same HP for Multiple Card Apps?

I did the same as others have . I had a pre-qual for quicksilver,venture and prestige . I applied for the venture and quicksilver back to back off the pre-qual. So far only 1 set of triple pulls but they both were instant approvals.. Also did same thing for DW and again same thing only 1 set of triple pulls..

 

Now my question is has anyone recieved both approved cards yet or did you have to reapply for new card? Just curious because i still have not recieved the approval emails yet.

NFCU Cash Rewards $10,000 -Cap 1 Venture $10,750 - Care Credit $7,000 - Cap 1 Quicksilver $5,000 - Cap 1 Venture 1 $5,000 - Barclays Arrival $6,150 - Barclay Rewards $3,190 -Cap 1 Quicksilver $6,000 - Walmart $700
BK7 Discharge 1/04/2013
Current Scores EX (657) EQ (671) TU (644)
Message 9 of 12
Jamex
Frequent Contributor

Re: Does Capital One use the Same HP for Multiple Card Apps?

Yes, I've received both approved cards, and they came with the limits and APRs noted when I was approved.

 

I did only receive a "your card has been shipped" email for the Plat Prestige, not the Venture, which made me a little nervous at first. But now they're both here and all set up online. Now it's time to start working on that Venture 3k spend for 40k points ;-)

 

Also FYI in case anyone got the Plat Prestige for a BT like I did - there's a 10 day waiting period before you can actually do a BT. The clock starts counting from the date of your approval, though, so I only have 3 more days to wait.

Starting score 3/30/13: 570s across the board
As of 2/17/18: EX 802 | EQ 809 | TU 811

CSR 34K | Freedom 21K | Marriott 24K | Alaska 21K | Citi Dividend 5.9K | Barclay Rewards MC 15K | DCU Visa 10K | AX SPG 24K | AX PRG NPSL | AX Green NPSL | AX EDP 10K | Cap One Venture 20K | SFCU Visa 15K | Barclay Arrival+ 24K (AU) | BankAmericard 13.5K (AU)

Message 10 of 12
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