Does Chase HP for Pre-Qualified offers for cardholders???

[Keatonsdaddy]

So i've had my Chase FU for about 9mo now and I just recently got approved for a Chase amazon siggy. When I login to my account online it shows 3 more cards im pre-qualified for and all I have to do is enter my income. Not that I really need 3 chase cards but If I do decide on this at some point would they HP for that since im already a member???

[Anonymous]

They have hp'd all of my prequals.

[FinStar]

Absolutely.  HP regardless whether the offer is pre-qualified in branch or online.

[Anonymous]

Just to Diddo the other comments, YES. Being in a similar situation myself earlier this year after me being approved for the csp card, I realized that a relationship with chase goes a long way. My first chase card started at 3.5k then the csp started at 13k. I did all my banking at the time with them so I'm sure that'll help your approval assuming you have no ugly stats on your report when you apply. GOOD LUCK!

[CreditInspired]

Chase is HP cuckoo. Almost like NFCU 😆

[Brian_Earl_Spilner]

Chase is HPing you right now for making this thread.

[BronzeTrader]

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@FinStar wrote:

Absolutely.  HP regardless whether the offer is pre-qualified in branch or online.

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You guys sure about it?  I thought Chase did the HP when it approved OP's Amazon CC.

As far as I know, bank has to get permission to HP your credit.  It can't HP your credit report as it wishes.

I just looked at credit report.  I have two Chase pre-qualified offers.  But I do not see any recent Chase HPs....

[FinStar]

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@BronzeTrader wrote:

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@FinStar wrote:

Absolutely.  HP regardless whether the offer is pre-qualified in branch or online.

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You guys sure about it?  I thought Chase did the HP when it approved OP's Amazon CC.

As far as I know, bank has to get permission to HP your credit.  It can't HP your credit report as it wishes.

I just looked at credit report.  I have two Chase pre-qualified offers.  But I do not see any recent Chase HPs....

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Just to clarify, the pre-screening mechanism is performed as a SP (on the back-end) to yield the offer.   So, speaking from experience.  Once you accept the offer that's when the HP (sometimes 2) happens.   This isn't like Comenity SCT which in some cases results in a SP approval.   BB&T and a few others may be the exception to the norm, but we're talking Chase here.   So, HP once the individual accepts the offer. 

[BronzeTrader]

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@FinStar wrote:

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Just to clarify, the pre-screening mechanism is performed as a SP (on the back-end) to yield the offer.   So, speaking from experience.  Once you accept the offer that's when the HP (sometimes 2) happens.   This isn't like Comenity SCT which in some cases results in a SP approval.   BB&T and a few others may be the exception to the norm, but we're talking Chase here.   So, HP once the individual accepts the offer. 

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This I agree.  To generate the pre-q, no HP is done.  But if you want to accept the offer and apply, then it is normal application and HP is done.  Or most of the applications.

[Meanmchine]

Just tossing this one out, Chase likes to multi-pull from different CRAs even with existing customers