Does Chase actually have a 5/24 rule?

[Anonymous]

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@joltdude wrote:

Theres that thumbs up thing down below the particluar post that allows you to give kudos for a particular posting...

Amazon Visa used to NOT fall under 5/24 but at this point almost all Chase cards are under it... And an Amazon Chase will count *against* 5/24 .....

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Thank you for answering my Chase Amazon Visa question. It's tempting, hehe.

[joltdude]

My Chase Amazon Visa is still at the limit it was opened with.... Might want to consider that as well... 

-J

[Anonymous]

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@joltdude wrote:

My Chase Amazon Visa is still at the limit it was opened with.... Might want to consider that as well... 

-J

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Especially being a new profile, I'm more geared towards cards that will let me either "luv" more credit or be given automatic increases based on my creditworthiness (paying on time etc). I'm huge on Amazon, as I get the Student Prime discount, so having the Sychrony version wouldn't really be the end of the world I guess. I would really like to get a big bank credit card just to be established.. but (see post history) i'm not sure if my Chexsystems dampers my chances. 

[joltdude]

Chexsystems no... EWS maybe.....

EWS has more data than chex on your account.....

Its still primarily income/credit score/no baddies ... Theres some funky variants of credit scoring (Fico/others)  used by the lower end cards that "enhance" your CS.... some work even if you dont have one.... 

[gdale6]

This thread has run its course and is being closed to further comments.