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Does Citi always double pull? Want Simplicity

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Anonymous
Not applicable

Re: Does Citi always double pull? Want Simplicity

I have the Citi DC, 4.3k limit, started at 3.3k

 

From what i understand it is not really a Balance Transfer card, I would apply for the simplicity or the diamond, i think the diamond (and also the simplicity) are the higher end cards that will give you a higher SL then the DC.

Message 11 of 22
bigpoppa09
Established Contributor

Re: Does Citi always double pull? Want Simplicity


@CreditCuriosity wrote:

Citi has always double pulled my Eq and Exp for all the cards I have had with them 


Citi has always Doubled pulled EX,TU for my cards.

Message 12 of 22
UncleB
Credit Mentor

Re: Does Citi always double pull? Want Simplicity

Just a heads-up that it appears the Citi Diamond Preferred is no longer open for new applications, although the secured 'Diamond' is still showing.

 

DoC mentions this as well:  https://www.doctorofcredit.com/citi-changes-citi-thankyou-premier-rebranded-as-citi-premier-diamond-...

 

To add a data point on the OP's 'double pull' question, I was also double-pulled (EX and EQ) for my only Citi card (was a Diamond Preferred, it's now a Double Cash). 

Message 13 of 22
Anonymous
Not applicable

Re: Does Citi always double pull? Want Simplicity

My Citi Costco card was a single pull (EX).
Message 14 of 22
imaximous
Valued Contributor

Re: Does Citi always double pull? Want Simplicity

Single pull (EX) for Costco (business) and also for DC.
Message 15 of 22
Anonymous
Not applicable

Re: Does Citi always double pull? Want Simplicity

Single EX pull for Citi Best Buy Visa two months ago here in Gainesville, FL

Message 16 of 22
Anonymous
Not applicable

Re: Does Citi always double pull? Want Simplicity

I just got approved for my double cash card this morning, and I had double pulls (EX & TU).

Message 17 of 22
Anonymous
Not applicable

Re: Does Citi always double pull? Want Simplicity

 

some other balance transfer cards that i came across with single pull on EX only !!!!!

 

IBC Visa, 12 mos 0% APR via EX pull 3% APR (FNBO bank)

Barclay Choice Priviliges Signature  TU pull 0% APR for 12 mos ; 3% B/T fee

Chase Slate (EQ/TU pull); Chase Freedom Unlimited; 3% b/T fee;

AMEX ED ( 0% APR; No B/T fee)

FirstTech Rewards card  (0% APR, 12 mos;  No B/T fee; EX pull) ; a Credit Union with high SL; comparable to NavyFed.

US Bank (TU Pull); sometimes EQ depending on state.

Bank of America BankAmeriCard (Rewards/Travel cards also have 0% APR).

 

i have FirstTech & chase slate; chase slate gave me only $1200 limit which i didnt think would be good for my needs. FirstTech gave me $10k in b/t with i m not sure but did not include a b/t fee.

 

Message 18 of 22
Anonymous
Not applicable

Re: Does Citi always double pull? Want Simplicity

I got the Citi Double Cash back in February of this year which resulted in only a single pull on Equifax.

Message 19 of 22
Anonymous
Not applicable

Re: Does Citi always double pull? Want Simplicity

Citi always double pulls me. They pulled EX/EQ for my AA and EX/TU for my DC and Premier.

Message 20 of 22
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