Double Cash pre-approval mail offer! HELP!

[Anonymous]

With this APR would i likely have a starting limit of at least $1000? 

[coldnmn]

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@Anonymous wrote:

With this APR would i likely have a starting limit of at least $1000? 

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I really can't answer that. I just got mine about 2 months ago I had 1 inquiry on 1 credit report 2 on one and none on the third in 2 years. I was approved for $1500 and 14.9%. I didn't take a HP for a higher CL as I have 2% for a year on my Discover. It would really depend on your credit file what CL you get. I have read they are good with SP CLIs every 6 months.

[Anonymous]

Well I went and applied for it and was declined. -sadface-

[Anonymous]

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@CreditCuriousity wrote:

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@Anonymous wrote:

So I got a pre-approval in the mail today from citi bank for their double cash back card.

Im wondering if i should go for it or not? Or how reliable is their pre-approval mail offer?

Ive opened 3 new credit cards this year: Freedom$1200 Disover $800 and Barclays$500

All of them were opened about 3 months ago.

What do you guys think? I know the double cash is a good card and would be good to add to my list.

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Is it a SET APR vs a range?  If it is set, it is pretty solid offer and most likely will be an approval, if range not so good.  Only 3 accounts isn't many so well within Citi acceptable new credit/inquiry parameters

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What are their new credit/inquiry parameters?
 

[Anonymous]

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@Anonymous wrote:

My fiance was just approved for this card after getting a pre-approval mailer. His had a set APR of 20.9 so I'm agreeing with everyone else that set APR is a great sign.

He was also recently approved for Chase Freedom and Cap One QS but they haven't reported yet so I'm not sure about new accounts.

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What was his starting limit?

[Anonymous]

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@Anonymous wrote:

Well I went and applied for it and was declined. -sadface-

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You had a pre-approved mailer and they still declined you? Yikes, I'm so sorry to hear that.

[coldnmn]

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@Anonymous wrote:

Well I went and applied for it and was declined. -sadface-

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Really sorry to hear that. Nothing is 100% but we thought you had a real chance of approval! 

[Anonymous]

Is there anyway to recon?

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

My fiance was just approved for this card after getting a pre-approval mailer. His had a set APR of 20.9 so I'm agreeing with everyone else that set APR is a great sign.

He was also recently approved for Chase Freedom and Cap One QS but they haven't reported yet so I'm not sure about new accounts.

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What was his starting limit?

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Starting limit was $2,600.

Sorry to here about the denial OP. Is it possible anything in your profile changed between the pre-approval and your application?

[newhis]

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@Anonymous wrote:

Well I went and applied for it and was declined. -sadface-

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I'm sorry. My DW got a mailer with a low APR but the prequal site gives a much higher one, don't know if that is a signal that something changed from the date they sent the mailer to today. Did you apply following the mailer instructions?