Ducks Unlimited 2-4 week message

[Anonymous]

Hello all!

First i want to say that you guys are AMAZING and i have learned SO MUCH HERE! 

Today i finally pulled the trigger and apped for Ducks that i have been eyeballing for a while now. I have a Jeep MC through FNBO already. They Pulled Experian according to my alerts but i got the 2-4 week wait message. Experian is the Lowest Fico I have with it scowing FICO 8 of 700... but my FICO Bankcard 9 Directly from their app (due my other card) is 751. No Inq in the last year. 6 in 24months. 3 of which will fall off next month. The other 3 will fall off in May.  AAoA is approx 2.2. CL across 5 other cards(incl theirs) is approx 40k. Income 80k. One Baddie quickly approaching 7.5yrs. 

ODDS of approval?  Do you think i'd have any luck speeding the process if i called FNBO Customer Service based on my other card? 

THANKS!

[M_Smart007]

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@Anonymous wrote:

Hello all!

First i want to say that you guys are AMAZING and i have learned SO MUCH HERE! 

Today i finally pulled the trigger and apped for Ducks that i have been eyeballing for a while now. I have a Jeep MC through FNBO already. They Pulled Experian according to my alerts but i got the 2-4 week wait message. Experian is the Lowest Fico I have with it scowing FICO 8 of 700... but my FICO Bankcard 9 Directly from their app (due my other card) is 751. No Inq in the last year. 6 in 24months. 3 of which will fall off next month. The other 3 will fall off in May.  AAoA is approx 2.2. CL across 5 other cards(incl theirs) is approx 40k. Income 80k. One Baddie quickly approaching 7.5yrs. 

ODDS of approval?  Do you think i'd have any luck speeding the process if i called FNBO Customer Service based on my other card? 

THANKS!

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I think you stand a good chance, this is normal process time.

you can check here,

https://www.firstbankcard.com/fnbo/util/site/view_app_status.fhtml

(sometimes it will take a few days to get a status update)

Please keep us posted

[FinStar]

As mentioned above, that's usually the standard 'splash' message when an application goes pending.

I'd give it a few days, check the status link periodically, and then call to determine whether they need additional information, if anything. Sometimes the delay can be a result of additional verification.

[Anonymous]

Thanks all! It now shows pending. I think i am going to give it a few days and maybe late friday early monday call and check in...

I'll definitely let you know!

[Anonymous]

I think you have a good chance. Just be patient, and good luck!

[FinStar]

Good luck OP and keep us posted!

[Meanmchine]

Good luck!

[AllZero]

Good luck on your application!

[M_Smart007]

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@AllZero wrote:

Good luck on your application!

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I think it's in review

[AllZero]

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@M_Smart007 wrote:

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@AllZero wrote:

Good luck on your application!

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I think it's in review

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Crossing fingers and toesies.