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Ducks Unlimited CLI

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Frequent Contributor

Ducks Unlimited CLI

Hi all,

 

I've been trying to find some DPs for CLIs for the Ducks Unlimited card. When I hit the "limit increase" button on FNBO's website, it says there are not any eligible accounts. I opened this card on 3/24, so I am coming up on 6 months in 5 days. Should I wait until then to call them, or is there not a 6 month wait from when you open the account? Are CLIs granted with a sp or hp?

 

Thanks!




Message 1 of 13
12 REPLIES 12
Frequent Contributor

Re: Ducks Unlimited CLI

Well, I just called and they told me I have to wait until the account is 6 months old. The CSR gave me a different date than 3/24 (she gave me 3/25) and suggested I waited until the 26th to call back. So that's what I will do



Message 2 of 13
Moderator

Re: Ducks Unlimited CLI

As suggested by the agent, wait until the account has hit the 6 month mark (plus a few days).  Do not submit the request online unless you want a HP (rookie move!).  Call and ask to see whether your account has any "pre-qualified" offers for a CLI (this is the SP method).  If there are none, then bow gracefully... unless you want to risk a HP.  Repeat the process within the next several months until the account becomes eligible for the (SP) CLI.

Message 3 of 13
New Contributor

Re: Ducks Unlimited CLI

DU is an FNBO product.

 

You can gleen alot of info from most FNBO threads, they are conservative, but if you are loved - you will know it for sure!






Message 4 of 13
Frequent Contributor

Re: Ducks Unlimited CLI

Well I sure do hope they love me as much as I love them! I’ve already gotten 100 in rewards, and I’m almost to another 50, and that’s in 6 months. They pile in fast!!



Message 5 of 13
Senior Contributor

Re: Ducks Unlimited CLI


@FinStar wrote:

As suggested by the agent, wait until the account has hit the 6 month mark (plus a few days).  Do not submit the request online unless you want a HP (rookie move!).  Call and ask to see whether your account has any "pre-qualified" offers for a CLI (this is the SP method).  If there are none, then bow gracefully... unless you want to risk a HP.  Repeat the process within the next several months until the account becomes eligible for the (SP) CLI.


I didn't know there was a path to an SP CLI with FNBO.  I am just over 7 months with my Ducks Unlimited card, so I should give them call. 


FICO 8 Starting Score

Current Scores




Garden Goal is All Reports Clean

Message 6 of 13
Established Contributor

Re: Ducks Unlimited CLI

I wonder what the breakdown is on how many people get the card for the gas vs the sporting goods benefit. Do you use it for just those two categories?


AU




Starting Score: 651
Current Score: 683
Goal Score: 751

Take the myFICO Fitness Challenge
Message 7 of 13
Regular Contributor

Re: Ducks Unlimited CLI

I use mine strictly for gas & sporting goods purchases like Scheels. I’m also one that uses all my cards strategically to help get the most back. FNBO has been great to me so far!




EX: 694 (F8)(14inq) | TU: 691 (VS3)(3inq) | EQ: 699 (VS3)(6inq)
BK Ch 7 Discharged 2015 | x1 Paid collection | x1 30 day late
17% Utilization | AAoA: 2yrs 3m | Updated: *UPDATING*
Message 8 of 13
Frequent Contributor

Re: Ducks Unlimited CLI

Mostly I only use this card for gas. But I’ve used it at Bass Pro a few times too. I’ve already gotten offers to do BTs with this card, but I had better offers elsewhere that I took advantage of instead.



Message 9 of 13
Valued Contributor

Re: Ducks Unlimited CLI

I’m looking forward to my first CLI with them as well.







Installment loan reported this month,so technically, I'm at 2 months, but AoYA points were NOT reset. When new CCs hit and it is reset, I'll put the number it is.+1,+2,+2(Forgive typos, mobile.)(Everything said is Just IMHO.)
Scores updated AUG 4, '19. Since then, 5 HP dings to add; will update again.
Message 10 of 13
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