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Dw has finger on the trigger !

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Fico82
Frequent Contributor

Dw has finger on the trigger !

Hey fico fam ! , 

 

So DW is wanting to apply tonight for the chase flex . She currently has the reguler chase freedom that she got back in ...feb. Just wanted to get your guys input if you think its a go because its only been about 7-8 months since then. Not sure if waiting full year be better chances . She has 2 inquirys under experian. I logged into her chase accout and i saw every card but the flex with a green star saying ( Your Already Approved ) . 

 

Under chase app experian score 812.

 

What's your thoughts , opinions?

 

If she does qualify for flex should we down the road product change her regular freedom to freedom unlimted ? 

 

Thanks in advance guys !







Message 1 of 13
12 REPLIES 12
simplynoir
Mega Contributor

Re: Dw has finger on the trigger !

Assuming 5/24 is not a factor then she sounds solid to get approved. The 7-8 month wait is enough to make sure Chase isn't twitchy for the number of applications in 12 month period. The cherry on top is the pre-approval she already has for other cards. All good signs

 

As for the PC that should be fine when she's ready to perform it. Just make sure when you call/SM Chase that you communicate which card to PC so there are no mishaps

Message 2 of 13
JR_TX
Valued Contributor

Re: Dw has finger on the trigger !

I think the SUB and her score are good enough motivators to remove the "trigger guard" 🤪 

It's more than likely a double pull (EX+TU) so x/24 should give you guys at least a pause? If Otherwise then I say squeeze a double tap! 😀

 

New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 3 EQ 3 TU 4 | AAoA 8y1m | UTIL 1% - 4% | $300K+ Total Limits

Message 3 of 13
Fico82
Frequent Contributor

Re: Dw has finger on the trigger !

Well.. wife did application and she got a message stating thanks for applying we will let you know . 😕 shall wait and see in a week or so.







Message 4 of 13
Loquat
Moderator Emeritus

Re: Dw has finger on the trigger !

Fingers crossed for the DW. Chime back in if you’d like when you get the results.
Message 5 of 13
OmarGB9
Community Leader
Super Contributor

Re: Dw has finger on the trigger !


@Fico82 wrote:

Well.. wife did application and she got a message stating thanks for applying we will let you know . 😕 shall wait and see in a week or so.


Was DW under 5/24? If so, she should be good based on DPs provided.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 6 of 13
Harvey26
Valued Contributor

Re: Dw has finger on the trigger !


@Fico82  Someone can chime in and correct me if I am wrong but I dont believe she will get the SUB or the card since she just got one for the regular freedom in the past 24 months.
Amex ED: 8K, Macys Amex: 4K , BOA Premium Rewards: 60K , Best Buy Visa: 7K , VACU Mastercard: 11.5K Discover: 25K, Amex Delta Reserve 15k, Apple Card:3.5K, Saks WEMC 16.2K, PNC Cash Unlimited: 20K
Message 7 of 13
Fico82
Frequent Contributor

Re: Dw has finger on the trigger !


@OmarGB9 wrote:

@Fico82 wrote:

Well.. wife did application and she got a message stating thanks for applying we will let you know . 😕 shall wait and see in a week or so.


Was DW under 5/24? If so, she should be good based on DPs provided.


Yes she 2/24 







Message 8 of 13
Fico82
Frequent Contributor

Re: Dw has finger on the trigger !

@Harvey26 that would suck big time ! Hopefully someone does chime in !!







Message 9 of 13
Fico82
Frequent Contributor

Re: Dw has finger on the trigger !

* MODS Lock It up ! *

 

For anyone following ... click here ~~~~>  https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Trigger-Pull-Was-a-Success/td-p/6154944







Message 10 of 13
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