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Got the Ebates Visa card in April this year, $6300 starting limit. TU at the time was 746.
@Anonymous wrote:
Can anyone tell me what their stats were for this card and if I can get this card with a TU fico of 651 have four sync accounts now but I really want this card.
I agreed with CA. It is the toughest card to get approved. My brother applied three times. He got instantly denied. His TU Score was around 650.
Ron.
You're welcome. I got a few.
It is a good card to have if you buy online thru Ebates.
Ron.
This is the holy grail of all Credit Cards, you need 710+ is what I heard.
BP Visa
or why not try Chase?
Been said many times before, but all of Synchrony's cobranded cards (ie, Visa, MC, Discover, etc) probably require closer to 700 scores for initial approval. I was denied a Sam's MC with a 699 TU. Approved a month later with a 730 for a Tier 2 (higher APR).
I'm sure you can find outliers for cobranded approvals like people with a 670 score, but those people are probably the equivalent of needles in a haystack.
I was denied a venture and approved for the ebates with a 707 TU, if they went by April. MAy...well...yuck: it's fallen under 680 with the inquiries and 7 new accounts. By my personal experience venture would technically be harder because i still dont have one. My suggestion is to go after other synchrony accounts that are store cards and CLI if you have some already. Also, no idea if having an account with ebates sways outside entity such as the bank at all, I've had ebates about 2 years and been paid over 300 bucks w/o their card.