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EBaTES VISa

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pipeguy
Senior Contributor

Re: EBaTES VISa

Got the Ebates Visa card in April this year, $6300 starting limit. TU at the time was 746.


@Anonymous wrote:
Can anyone tell me what their stats were for this card and if I can get this card with a TU fico of 651 have four sync accounts now but I really want this card.

 

Message 11 of 21
Ron1
Super Contributor

Re: EBaTES VISa

I agreed with CA. It is the toughest card to get approved. My brother applied three times. He got instantly denied. His TU Score was around 650.

 

 

Ron.

Message 12 of 21
Anonymous
Not applicable

Re: EBaTES VISa

Well thanks guys.. You know if any other Visa cards I can prob get Ron I know u have probably every one out there I've seen slog if your approvals!! I wish j knew who used fico 04 cuz my scores are like 25-30 points higher maybe more
Message 13 of 21
Ron1
Super Contributor

Re: EBaTES VISa

You're welcome. I got a few. Smiley Happy  It is a good card to have if you buy online thru Ebates.

 

 

Ron.

Message 14 of 21
tonyjones
Valued Contributor

Re: EBaTES VISa

This is the holy grail of all Credit Cards, you need 710+ is what I heard.

Current Fico Scores: (November 2025)
Message 15 of 21
Booboo71
Established Contributor

Re: EBaTES VISa

BP Visa 

 

or why not try Chase?

Message 16 of 21
Anonymous
Not applicable

Re: EBaTES VISa

Been said many times before, but all of Synchrony's cobranded cards (ie, Visa, MC, Discover, etc) probably require closer to 700 scores for initial approval. I was denied a Sam's MC with a 699 TU. Approved a month later with a 730 for a Tier 2 (higher APR). 

 

I'm sure you can find outliers for cobranded approvals like people with a 670 score, but those people are probably the equivalent of needles in a haystack.

Message 17 of 21
Anonymous
Not applicable

Re: EBaTES VISa

I was denied a venture and approved for the ebates with a 707 TU, if they went by April. MAy...well...yuck: it's fallen under 680 with the inquiries and 7 new accounts. By my personal experience venture would technically be harder because i still dont have one. My suggestion is to go after other synchrony accounts that are store cards and CLI if you have some already. Also, no idea if having an account with ebates sways outside entity such as the bank at all, I've had ebates about 2 years and been paid over 300 bucks w/o their card.

Message 18 of 21
Anonymous
Not applicable

Re: EBaTES VISa

Geez this is depressing let me tell ya!! I appreciate all the replies though. I would love to get a venture just because it's a decent credit line to start with. My go is too get a card with atleast a 5 k limit then I would just use that card for mainly everything we most things that I use credit for now. Wonder what is the lowest for venture one is ??
Message 19 of 21
Anonymous
Not applicable

Re: EBaTES VISa

I do have sync accounts already chevron Amazon walmart PayPal. They always start me with 400 it's annoying my walmart is 3500.00 now though. Really want my AMAZON up there to applied for chase Amazon and got denied for too many new accounts but same day I applied for best buy and citi approved me with a few baddies and a low EX fico for 1000 MasterCard gave me the choice couldn't believe it myself cuz from what I e read it's a hard card to get approved for these days now that. Citi has it by the way citi is well retarded
Message 20 of 21
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