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@Anonymous wrote:
I had to recon for my $5k starting limit on my A+. I'm paying multiple times per mo. I'm wondering what's the earliest I might see an auto CLI? I asked about offers the other day, didn't have a SP CLI. If i won't likely get one for several months, since it's TU I'm thinking it might be worth a HP. Things are in better shape than original app.
It sounds like you checked out my thread http://ficoforums.myfico.com/t5/Credit-Card-Applications/The-BarclayCard-CLI-Soft-Pull-thread/td-p/3854097 ...if there is none available, I would wait at least until the 7th billing cycle to end and then calling back and asking for a SP cli. I don't like HP's for CLI but if you need that bit of extra Util padding I guess 1 more HP won't kill you...unless you're applying for a loan soon. ![]()
I did SecretAzure, thanks. I guess I need to decide if the A+ is a keeper or if, after the first year, I'll switch over to DC before I take a HP. I've got a high limit on my TY Pref (on accident, sort of) that I'll likely move quite a bit to the DC if Citi cooperates. I like the A+, but I don't know if I like it enough to ride out another AF in April.
I started with Barclay Rewards (was one of my first unsecured cards). They gave me a childish limit of $500. Made multiple payments per month and they tripled it in the 4th month.
Don't know if that helps, but if your utilization supports it they will SP CLI rather quickly.