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Equifax Amex Charge Card Reporting

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Soundersfan1
Regular Contributor

Equifax Amex Charge Card Reporting

Hello,

 

I tried applying for the CSR and realized that my Equifax report was frozen. When I went into Equifax to unfreeze it. I noticed that my 2 Amex charge cards (Gold and Platinum) were listed under "open lines" instead of revolving account. Without these 2 cards, I would be at 4/24 with them 6/24. Would Chase see these 2 accounts as credit card accounts or would I be able to get away with opening the CSR? 

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2 REPLIES 2
DeeBee78
Valued Contributor

Re: Equifax Amex Charge Card Reporting


@Soundersfan1 wrote:

Hello,

 

I tried applying for the CSR and realized that my Equifax report was frozen. When I went into Equifax to unfreeze it. I noticed that my 2 Amex charge cards (Gold and Platinum) were listed under "open lines" instead of revolving account. Without these 2 cards, I would be at 4/24 with them 6/24. Would Chase see these 2 accounts as credit card accounts or would I be able to get away with opening the CSR? 


It doesn't matter how they report to the bureaus, for Chase's purpose they're tradelines. wait until you're under 6/24 including these accounts.  




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RobertS2
Established Member

Re: Equifax Amex Charge Card Reporting

I think you're good. They're more worried about new Chase accounts. 

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