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Hello,
I tried applying for the CSR and realized that my Equifax report was frozen. When I went into Equifax to unfreeze it. I noticed that my 2 Amex charge cards (Gold and Platinum) were listed under "open lines" instead of revolving account. Without these 2 cards, I would be at 4/24 with them 6/24. Would Chase see these 2 accounts as credit card accounts or would I be able to get away with opening the CSR?
@Soundersfan1 wrote:Hello,
I tried applying for the CSR and realized that my Equifax report was frozen. When I went into Equifax to unfreeze it. I noticed that my 2 Amex charge cards (Gold and Platinum) were listed under "open lines" instead of revolving account. Without these 2 cards, I would be at 4/24 with them 6/24. Would Chase see these 2 accounts as credit card accounts or would I be able to get away with opening the CSR?
It doesn't matter how they report to the bureaus, for Chase's purpose they're tradelines. wait until you're under 6/24 including these accounts.












I think you're good. They're more worried about new Chase accounts.