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FINAL CARD AND SCORE

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Spotsy
Frequent Contributor

Re: FINAL CARD AND SCORE

It's a very cool card....got mine a month ago and then got it upgraded to a signature.  It would be cool if you could add the BlisPay feature for 6 months same as cash....oh and quicken support :-). At any rate..I am a fan....use it for all my automatic bill pays...VC for each biller...love it!

FICO 8: TU:796 / EQ:814 / EX:804 as of 7/27/2025
Message 11 of 19
Anonymous
Not applicable

Re: FINAL CARD AND SCORE

Feedback, competition, wherever we can provide reasonably transparency. We're credit card afficianados at Final ourselves, so here to just lend a hand from the other side of the coin.

Message 12 of 19
Anonymous
Not applicable

Re: FINAL CARD AND SCORE

Glad you like it! We're big fans too!  Quicken/Mint is in the works, almost there, just waiting on them to finish it up.

Message 13 of 19
Scupra
Super Contributor

Re: FINAL CARD AND SCORE

Is there any customer facing answer in regards to odds of an approval with BK?
Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 14 of 19
UncleB
Credit Mentor

Re: FINAL CARD AND SCORE

Just a friendly reminder that the TOS doesn't allow us to disclose personal information on myFICO, or link to another site that does so.

 

Thanks for understanding.

 

--UB

Message 15 of 19
Anonymous
Not applicable

Re: FINAL CARD AND SCORE

I'd like to know too Scupra. The sole reason I was declined was bankruptcy
Message 16 of 19
AverageJoesCredit
Legendary Contributor

Re: FINAL CARD AND SCORE

The name of card lacks pinacheSmiley Wink
Message 17 of 19
pipeguy
Senior Contributor

Re: FINAL CARD AND SCORE


@AverageJoesCredit wrote:
The name of card lacks pinacheSmiley Wink

As does the rewards IMO (1%? in today's market?)  I get the "security" marketing angle, but otherwise I can't see anything "special" with this offer/card. 

Message 18 of 19
CreditCuriosity
Moderator Emeritus

Re: FINAL CARD AND SCORE


@pipeguy wrote:

@AverageJoesCredit wrote:
The name of card lacks pinacheSmiley Wink

As does the rewards IMO (1%? in todays market?)  I get the "securty" marketing angle, but otherwise I can't see anything "special" with this offer/card. 


Agree.. Not really sure what market card is going after.  1% rewards is really the very basics along with consumer isn't responsible for unauthorized charges per visa so kinda find the card pointless in its current state in my opinion.  It is a unique concept for those over-concerned or not really educated they aren't responsible for unauthorized charges which will get a bit of paranoid people.  Now if it offered a bit more than the 1%, might consider giving it another look, but with 1.5% cards the normal and more-so 2% cards coming more and more common I don't see a huge need for this card.

Message 19 of 19
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