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FNBO Evergreen Not Geofenced?

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jj10939
Regular Contributor

Re: FNBO Evergreen Not Geofenced?

Awesome, thanks!

Message 11 of 20
Aim_High
Super Contributor

Re: FNBO Evergreen Not Geofenced?

I just happened to discover this today before seeing this thread.  It appears to be their latest 2% card release.  I know of two others.  The first required a banking relationship (FNBO Complete Rewards, the yellow card.)   The other green card (FNBO Cashback Rewards) was offered until recently, although I'm not sure of any differences.  

 

FNBO is a good lender.  I had a card of theirs for a BT offer once and had a good experience.

 

They are all solid 2% cashback cards although not as competitive in terms of APRs and Fees as some others.  And I believe some members had found them to be geofenced on previous products. 

 

FNBO_Evergreen.jpg 

FNBO_Complete_Rewards_Visa.jpg 

FNBO_Cashback_Rewards_Visa.jpg


Business Cards


Length of Credit > 40 years; Total Credit Limits >$936K
Top Lender TCL - Chase 156.4 - BofA 99.9 - CITI 96.5 - AMEX 95.0 - NFCU 80.0 - SYCH - 65.0
AoOA > 31 years (Jun 1993); AoYA (Oct 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 12 of 20
gingerflower
Senior Contributor

Re: FNBO Evergreen Not Geofenced?

@Aim_High Ty for more information. Fnbo definitely is an awesome bank. Although their Apr is a high I guess if you pay of balance there should be no problem. 

Message 13 of 20
firefox100
Valued Contributor

Re: FNBO Evergreen Not Geofenced?

 

Wher did you find the link to apply for this evergreen visa by fnbo visa?

Message 14 of 20
M_Smart007
Legendary Contributor

Re: FNBO Evergreen Not Geofenced?


@firefox100 wrote:

 

Wher did you find the link to apply for this evergreen visa by fnbo visa?


@firefox100,

 

https://www.fnbo.com/personal-banking/credit-cards/evergreen/

Message 15 of 20
firefox100
Valued Contributor

Re: FNBO Evergreen Not Geofenced?

 

It looks like nice 2% cash back card you can ach into your account cash back. Is this bank GEO fence on this card, when you go to the website and put in your zip code it hung for minute then went to the application, at this did not go through the application. Yes also would like to know about rcon and did it ask for up load of your ID. How long did it take to know if you wher approved.

Message 16 of 20
Anonymous
Not applicable

Re: FNBO Evergreen Not Geofenced?

Also, are you able to open a checking account with FNBO outside the geofence once you have gotten this card?

Message 17 of 20
Anonymous
Not applicable

Re: FNBO Evergreen Not Geofenced?

Maybe it breaks down the FNBO geofence for their other credit cards, in case the evergreen visa approval did not.

Message 18 of 20
TJHOFF
Established Member

Re: FNBO Evergreen Not Geofenced?

What I got out of looking around website is the bank is geofenced but sends you to "FNBO Direct" for outside their area for online banking. Direct has their own less appealing credit cards but looks like main FBNO 2% card is not geofenced.

Message 19 of 20
Anonymous
Not applicable

Re: FNBO Evergreen Not Geofenced?

I am outside their fence (Atlanta) and one day just got a pre approval offer in the mail.  Didn't know how solid that mailer was but was bored and had just been on an app spree (got about 7-8 cards that same month).   I went online to the website put in the numbers on the mailer and they gave me 15K instantly!    No proof of ID or POI.  Used that card to take advantage of a BT offer that came with the Green Card (not Evergreen card the other green card).    So far so good with them no issues.   


@TJHOFF wrote:

What I got out of looking around website is the bank is geofenced but sends you to "FNBO Direct" for outside their area for online banking. Direct has their own less appealing credit cards but looks like main FBNO 2% card is not geofenced.


 

Message 20 of 20
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