FNBO Evergreen prequal - 15K limit

[raisemysc0re]

I have been thinking about my DW getting this card as she does not yet have a 2% card.

I tried prequalifying for this card a few times over the last few months and it always comes back at 15K for either of us.

I don't think I've seen an approval for over that. Is that their max SL?

How fast and how high does this card usually grow?

Both our Fico8 scores hover at around 800 and Income is almost 200K 

[mrcrisp023]

Congrats on your approval! That’s a great question. I’m curious to hear feedback from others. FNBO is next up in my short card list.

[raisemysc0re]

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@mrcrisp023 wrote:
Congrats on your approval! That’s a great question. I’m curious to hear feedback from others. FNBO is next up in my short card list.

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Not an approval yet. Just a prequal. Want to hear soome feedback before applying officially.

[MySunrise271]

After 6-7 months you can call n to ask if there are any available SP CLIs. Most I've seen for a SL  has been $15k. I was prequal'd and approved for $15k last November and received an SP $5k increase at month 7. The card was really popular last year  so a search of Card Approvals or Credit Cards should give you some good information. HTH🙂

[Shooting-For-800]

It is a great card IMO.

I have received 3 or 4 auto CLIs.

I think I started at $15,000 and I am at $24,850 now.

Never even called them.

GL!

[Heatt99]

That is the max initial limit they usually start the card with. If u have a large BT or spend, they usually auto increase at 4 months.

* They pull EQ9 bankcard score.

* call in and ask if there are any SP at 4 month increments up to 25k. After that they might only offer HP request.

* my card started at 15k. Did a BT of 9k with some spend over 12 months. Card stands at 23k after 1yr.

* beware some have recieved CLD for small or no spend even at the 4 or 6 month mark.

GL

[Ilinferno]

My prequal was for 14k and that was what I got when I submitted the application. Got a soft pull CLI of 2k increase after 6 months. Think my 4 months are up next month so curious what the soft pull increase will be for. Have been putting decent spend on it since I have gotten it.

[M_Smart007]

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@raisemysc0re wrote:

I have been thinking about my DW getting this card as she does not yet have a 2% card.

I tried prequalifying for this card a few times over the last few months and it always comes back at 15K for either of us.

I don't think I've seen an approval for over that. Is that their max SL?

How fast and how high does this card usually grow?

Both our Fico8 scores hover at around 800 and Income is almost 200K 

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@raisemysc0re, Here is a DP or two on FNBO

[raisemysc0re]

Thanks @M_Smart007 for the info.

[805orbust]

They started me out at $15k and auto-increased to $18k at 6 months. I'm up next month for a SP increase request. All I want is $25k. I spend $6-9,000 per month on this card totally by accident. They've been great thus far.