FNBO - M-Life Rewards Datapoints...

[Andy77]

I applied for the M-Life rewards card recently and it got declined.

I sent a recon email to the president of NFBO and about an hour later I got a call from the head of the credit department for the bank.

We talked about my application and I asked when I could apply so the system would not auto decline for my BK and she said 3 years.

So I guess to possibly get approved for the M-Life card with a bk, they want 3 years of history.

[AllZero]

Thank you for sharing the data points.

[M_Smart007]

@Andy77, Sorry for your denial

I have had (2) in the past for too many new accounts.

At least you got a solid answer, and not some gibberish verbiage on a letter.

[Meanmchine]

Sorry for your denial

Thanks for posting