cancel
Showing results for 
Search instead for 
Did you mean: 

FNBO NRA Visa - I did a stupid thing

tag
myjourney
Super Contributor

Re: FNBO NRA Visa - I did a stupid thing


@Anonymous wrote:

So, an invitation to apply with an FNBO backed card is considered good for pre approval? Curious as I just received a mailer inviting me to apply for Jeep MasterCard backed by FNBO. 


On average and providing things haven't changed (see above) 95% good 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 11 of 31
Anonymous
Not applicable

Re: FNBO NRA Visa - I did a stupid thing


@myjourney wrote:

@Anonymous wrote:

So, an invitation to apply with an FNBO backed card is considered good for pre approval? Curious as I just received a mailer inviting me to apply for Jeep MasterCard backed by FNBO. 


On average and providing things haven't changed (see above) 95% good 


Great, something else to tempt my itchy app finger. Smiley Happy Was in SAMs Club yesterday signing up for a membership, the woman said, "Oh, I see here you're approved for a SAMs Club MasterCard, you want to apply?" 

Message 12 of 31
myjourney
Super Contributor

Re: FNBO NRA Visa - I did a stupid thing


@Anonymous wrote:

@myjourney wrote:

@Anonymous wrote:

So, an invitation to apply with an FNBO backed card is considered good for pre approval? Curious as I just received a mailer inviting me to apply for Jeep MasterCard backed by FNBO. 


On average and providing things haven't changed (see above) 95% good 


Great, something else to tempt my itchy app finger. Smiley Happy Was in SAMs Club yesterday signing up for a membership, the woman said, "Oh, I see here you're approved for a SAMs Club MasterCard, you want to apply?" 


Lol that's the way it usually plays out when you're trying to stay strong and build a profile 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 13 of 31
MyLoFICO
Valued Contributor

Re: FNBO NRA Visa - I did a stupid thing

Just updating. Still pending. 


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 14 of 31
lg8302ch
Senior Contributor

Re: FNBO NRA Visa - I did a stupid thing


@MyLoFICO wrote:

Just updating. Still pending. 


Just wait it out.... you can see now how I feel on each of my apps (never any instant approvals for me) ...it is getting better and better with each card and my patience is improving slowly ... Good luck and in case it should not be an approval only then call to recon...no need to recon before a denial Smiley Happy .. just hang in there!

Message 15 of 31
Dalmus
Valued Contributor

Re: FNBO NRA Visa - I did a stupid thing


@MyLoFICO wrote:

Just updating. Still pending. 


 You'll probably hear something today or tomorrow.   When I applied for mine (via an email invite from ther NRA), it took I think four business days before I got an approval notice.  My FICO 8's were in the 660's at the time.

 

 As was mentioned earlier, I got an auto CLI from $1,000 to $1,400 four months later.

Total Cards: 24 | Total Limit: $304,250


Current FICO 8 Scores: EQ: 841| TU: 815 | EX: 814


Hard Inquiries: 1

Message 16 of 31
Anonymous
Not applicable

Re: FNBO NRA Visa - I did a stupid thing

Best of luck OP!
Message 17 of 31
JSS3
Valued Contributor

Re: FNBO NRA Visa - I did a stupid thing

I was invited to RSVP before April 16th for their Amex without an annual fee. I HAVE WANTED IN WITH FNBO since FOREVER. It's there and I can't have it! A manual review? HA! I've spreed every few months since building in 2013. I've opened like 15-18 cards since July of last year up until now. My Huntington and Amex are just now reporting after 2 billing cycles.This is cruel, I tell ya!
Message 18 of 31
lg8302ch
Senior Contributor

Re: FNBO NRA Visa - I did a stupid thing


@JSS3 wrote:
I was invited to RSVP before April 16th for their Amex without an annual fee. I HAVE WANTED IN WITH FNBO since FOREVER. It's there and I can't have it! A manual review? HA! I've spreed every few months since building in 2013. I've opened like 15-18 cards since July of last year up until now. My Huntington and Amex are just now reporting after 2 billing cycles.This is cruel, I tell ya!

Don't worry ...the card will still be there next year.  Garden your "collection"  in the meantime Smiley Wink 

Message 19 of 31
JSS3
Valued Contributor

Re: FNBO NRA Visa - I did a stupid thing

Lg830,

You're absolutely correct. Patience(I have none) is a virtue. I really need to cool my jets. No more apping. Will wait until FNBO beckons again.
Message 20 of 31
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.