Well, it looks as if I am in the 5%. Declined. Letter in 7-10 days. Not surprised. Will see what it says when it gets here.
It's ok. I have finally come to grips with the fact that my inquirires and number of new accounts are stopping further approvals so I am really in the garden now. No more being tempted. I am actually contemplating freezing all 3 CR's to help me resist the temptation. It is finally time to stop apping and just garden my current cards and be satisfied with that.
@Anonymous wrote:
@jbsea wrote:FNBO does a manual review of all app's. So just wait, you will probably get it.
That is not always the case for approving or denying an app. When I apped for my FNBO Amex card it was an instant approval.
Same here, for me as well -- instant approval on FNBO Amex.
@MyLoFICO wrote:Well, it looks as if I am in the 5%. Declined. Letter in 7-10 days. Not surprised. Will see what it says when it gets here.
Sorry to hear 
@ojefferyo wrote:If your EQ score is correct then its too low for them.
Yes it is correct. Well, as of 2-22-16 it is. it should be a bit higher but probably not much. I didn't think before I app'd or I would have known my EQF score was too low.
@MyLoFICO wrote:Well, it looks as if I am in the 5%. Declined. Letter in 7-10 days. Not surprised. Will see what it says when it gets here.
Oh wow sorry to hear
That SP must have been before the 8 card spree
Keep your head up and moving forward
Since you're only the 2nd denial I've seen from a pre-approval can you pls provide details as to what the letter says when you get it for data purposes?
Thanks and again sorry