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FNBO - Pre-Qual Denial then letter

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tussking
Established Contributor

FNBO - Pre-Qual Denial then letter

Reason = Potential for Fraud - Smiley Surprised

Discharged BK7 - 7.16.15
Current Fico8 - (8.2022) EX - 744/EQ - 728/TU - 740
Message 1 of 8
7 REPLIES 7
tussking
Established Contributor

Re: FNBO - Pre-Qual Denial then letter

FYI - I was pre-qual'd for $15k at 24% then completed the application and wasn't approved and I got that letter.

 

The word they used wasn't potential but I immediately shredded it in my garage.

Discharged BK7 - 7.16.15
Current Fico8 - (8.2022) EX - 744/EQ - 728/TU - 740
Message 2 of 8
Anonymous
Not applicable

Re: FNBO - Pre-Qual Denial then letter


@tussking wrote:

FYI - I was pre-qual'd for $15k at 24% then completed the application and wasn't approved and I got that letter.

 

The word they used wasn't potential but I immediately shredded it in my garage.


That sounds like an ID verification call would fix it. 

Message 3 of 8
SweetCreditObsession
Valued Contributor

Re: FNBO - Pre-Qual Denial then letter

It wouldn't hurt to contact the company for a recon.



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 4 of 8
Anonymous
Not applicable

Re: FNBO - Pre-Qual Denial then letter


@SweetCreditObsession wrote:

It wouldn't hurt to contact the company for a recon.


What they said. 

Message 5 of 8
M_Smart007
Legendary Contributor

Re: FNBO - Pre-Qual Denial then letter


@tussking wrote:

FYI - I was pre-qual'd for $15k at 24% then completed the application and wasn't approved and I got that letter.

 

The word they used wasn't potential but I immediately shredded it in my garage.


@tussking, Did you make a phone call to FNBO?

Message 6 of 8
tussking
Established Contributor

Re: FNBO - Pre-Qual Denial then letter

Yes - Closed during the weekend. Smiley Very Happy

Discharged BK7 - 7.16.15
Current Fico8 - (8.2022) EX - 744/EQ - 728/TU - 740
Message 7 of 8
Crowhelm
Established Contributor

Re: FNBO - Pre-Qual Denial then letter

I would agree with the others. Try to call and find out what they are talking about. I assume you don't have any fraud alerts on your credit files so it might be just a verification thing. Did you move recently or anything else that changed recently?







Message 8 of 8
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