My wife Prequalified about a week and a half ago for thier lowest rate and max SL of 15K.
She opened a Chase Amazon and Citi CC cards and then rechecked the prequal site 2 days later and was still prequalified for the same amount and APR.
Application went to review and then a few days later she was denied.
Fico8 scores right around 800 and she only opened those 2 cards in the past 12 months.
Still think it was due to the 2 VERY recent new cards.
Now the prequalify site only shows her the Secured Card.
I still show 17.99% at 15K for the Evergreen and 18.99% at 15K for the Getaway but I already have a couple of 2% cards and I don't trust them after my DW denial.
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Same exact thing happened to me. Was prequalified for their evergreen. I checked several times while preparing for a mini app spree. All within about 30 minutes, I got a few cards, then went to their prequal site and it only showed me the secured card. I've been checking like once a week since then just to see if anything's changed (I don't want it anymore) but it's still only showing secured.
Capital One SavorOne: $3000 / Bank of America Unlimited Cash Rewards Visa Signature: $500 / Mission Lane: $1000 / Merrick: $1000 / CreditOne Amex: $600It makes sense that they be prudent with very recent Inquiries. For my DW I will just have her wait about 3 months before trying again.
Well it's been 2 months since the denial and the prequal is now showing preapproval of 15K @ 17.84%.
Does she dare risk it?
Applied and got the 2-4 week notice... 
@raisemysc0re wrote:Applied and got the 2-4 week notice...
Hopefully, the outcome is positive this time, but definitely keep us posted.