FNBO Rewards Pre-Qual App Data Points (UPDATE: DENIED)

[GrainFan]

@phoenix12  Applied on 07/08 so still within the 7-10 business days. Informed delivery shows nothing today.. but maybe by weeks' end.

[GrainFan]

@phoenix12 The card arrived yesterday and I gotta say, it looks amazing in person! Still flimsy plastic, but at least it's nice to look at. Although, the website looks like it's from the 1990s, but at least it's functional. The app seems good enough too. 

[phoenix12]

@GrainFan Good to hear! I'm sure I'll like the card! It's mainly the high limit that I'm looking for to get that credit utilization up a few thousand. All my cards are around $1-2k. I'm currently on vacation so hoping once I am back, the card will be in the mailbox! Enjoy the evergreen  

[Anonymous]

How reliable is the prequel, I tried it and it said I was pre-qualified $14000 @Anonymous.99% 

[FinStar]

@Anonymous - please reference the posts upthread, they provide a plethora of data points on individual outcomes.

[Anonymous]

Thanks @FinStar 

[RealEstateGuy89]

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@Anonymous wrote:

Tried the prequal, also saw $15k at 22.xx%. Got my first card in January with them for $9400, so who knows?

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I got lucky and got what they pre-qualified me for and I also had a new card from FNBO right around the same time (Dec 28th I think) as you.  There were quite a few that posted success with this but I think they might inquiry sensitive. I think I had 5/24 inq when I applied so I ended up with 6 inq.  I have had my Evergreen card for about 5 weeks already.

Best of luck if you do it!

[Anonymous]

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@RealEstateGuy89 wrote:

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@Anonymous wrote:

Tried the prequal, also saw $15k at 22.xx%. Got my first card in January with them for $9400, so who knows?

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I got lucky and got what they pre-qualified me for and I also had a new card from FNBO right around the same time (Dec 28th I think) as you.  There were quite a few that posted success with this but I think they might inquiry sensitive. I think I had 5/24 inq when I applied so I ended up with 6 inq.  I have had my Evergreen card for about 5 weeks already.

Best of luck if you do it!

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I did do it lol - got the full $15k. It arrived a few weeks ago. I've been very happy with FNBO.

[SweetCreditObsession]

It took 15 days from application until I received an answer. For those who do not receive an instant approval or denial ---- don't give out while you wait.

You can see the Approvals section for my story.

[barko78]

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@TryItAgain wrote:

I know the answer but silly question here...

I got the same offer of $15k limit couple weeks ago and I accepted it, card arrived and have already used the 0% balance transfer offer, everything went great.

But... Just for giggles I went back the pre-qual site today and did it again, it offered me the same 15k offer a 2nd time.  Of course I am not going to accept it, as before a 2nd card were issued I am sure someone wouch catch that in underwriting. Riiigghht???

Or are you 'sayin theres a chance' FNBO??

I mean has anyone every tried to get 2 of these Evergreen cards? I'm sure no way but figured I'd ask.

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What was your credit score @TryItAgain ?