FYI: Cap One using FICO 3 score for Venture Apps

[ddemari]

btw congrats on those amazing scores! god one day! 

[EW800]

Theses are my wife's scores.  Shows how FICO 3 really whacks her as compared to the other scores....

[Anonymous]

Additional data points.

I have a large state tax lien that vanished from my TU report in early March. Huge score bump when that happened. Each time I get a TU update, it plummets. So I pull a fresh report - all clear and I get the nice green donuts.

The Barclays score still shows the lien.

The Merrick score still shows the lien.

Credit Karma shows a clean report.

The Discover score shows a clean report.

The CapOne credit tracker shows a clean report.

And, lastly, pulling a report directly from TU shows clean.

This has been driving me nuts.

[Anonymous]

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@ddemari wrote:

btw congrats on those amazing scores! god one day! 

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Just TU. My other scores suck.

[ddemari]

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@Anonymous wrote:

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@ddemari wrote:

btw congrats on those amazing scores! god one day! 

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Just TU. My other scores suck.

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same exact boat, TU great! others SUCK haha. love tu 

[ddemari]

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@EW800 wrote:

Theses are my wife's scores.  Shows how FICO 3 really whacks her as compared to the other scores....

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WOW, impressive. KUDOS to her! 

[ddemari]

seriously a report like that on EX, IMPRESSIVE times 1000 in my book. 

[ddemari]

the ex fico 03 seems to favor those with lower fico 08 scores and disfavor those with higher fico 08 scores. 

[EW800]

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@ddemari wrote:

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@EW800 wrote:

Theses are my wife's scores.  Shows how FICO 3 really whacks her as compared to the other scores....

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WOW, impressive. KUDOS to her! 

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She got very lucky.  We went through a foreclusre that completed about three years ago.  I guess the loan must have only been in my name, as the foreclosure or even the mortgage TL never hit her credit reports!  This shows what range my scores would probably be in if it weren't for the foreclosure.  Looking forward to it falling off in another 3-1/2 years or so!  

[Anonymous]

Super great scores for her!  Sooooo impressed!!!!