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FYI Commenity CLI Request

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yoyo
Established Contributor

Re: FYI Commenity CLI Request

Got the denial letter from overstock.  It was to inform me that my credit was pulled and sorry that they cannot extend credit at this time. I was informed by a rep at overstock to wait a few months and ask again.  He said that it's best to wait 4-6 months for a big increase other than small ones. Make since.

Message 21 of 25
NichelleN
Established Contributor

Re: FYI Commenity CLI Request

My 30 day Overstock increases stopped last month. However, my Victoria's Secret hit 6 months and I received my first increase. In fact, I received increases on everything *except* Overstock. I also applied for Wayfair and was approved for $6.5K, then requested and immediately received an increase. There were no hard pulls. I'm stopping while I'm ahead.

More than enough credit.
Message 22 of 25
CreditMagic7
Mega Contributor

Re: FYI Commenity CLI Request


@NichelleN wrote:

My 30 day Overstock increases stopped last month. However, my Victoria's Secret hit 6 months and I received my first increase. In fact, I received increases on everything *except* Overstock. I also applied for Wayfair and was approved for $6.5K, then requested and immediately received an increase. There were no hard pulls. I'm stopping while I'm ahead.


Can't say i blame you.

ALL of my Comenity cards in what used to be regular CLI's have come to a grinding halt.

 

I only get that nasty big red banner about reviewing which i'm also stopping even trying for a few months anyway.

Message 23 of 25
Anonymous
Not applicable

Re: FYI Commenity CLI Request

Yep just got hit with a J Crew CLI hard pull EX, from last weekSmiley Sad I also CLI Pottery Barn on the same day, no CLI, but no pull yet. Won't be trying for CLI's from Comenity for a while...

Message 24 of 25
iheartwings
Valued Contributor

Re: FYI Commenity CLI Request


@ddemari wrote:
Today as I was scanning my reports, I noticed a comenity hard pull on Experian. On Dec. 2, I called the robot lady on jcrew, thinking she would say do U authorize a credit pull but she didn't say anything and this was when I still had the check box on my account. Boom hard pull jcrew on EX. Yesterday the checkbox was gone and I got 4K in CLIs but I paid for it lol

That totally stinks. I did mine online x11 and got about the same as you in terms of CLI. CK hasn't mentioned for TU/EQ, and the free monitoring I still have for EX hasn't found anything either.

 

I would hope an HP wasn't generated, given that all three of my CR are frozen. 

Message 25 of 25
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