Fidelity AMEX

[Anonymous]

Just received my denial letter in the mail from FIA. The only reason for denial was too many INQ. I have 20+ INQ on EXP, which is what they used. Nearly half of those are from car shopping in July.

Anybody have any experience with recons? Also, what is a good backdoor # for them?

[navajomyst2003]

I tried and no luck. I too had about 20 inqs at the time.

[salek10]

FIA (or BofA for that matter) were pretty friendly when I apped for my Fidelity Amex. I was denied at first and then when I recon the analyst just asked me about my current credit situation and then boom he approved it. Call again

[uswala]

I was flat out denied when I applied in September. I called the recon next moring and after review the analyst told me that he is going to approve me for $2500 CL. I was like uummmmhhh I expected more. He said what were you expecting and I told him I was expecting at least $5000. He said that $2500 is the max they can offer. Later, when I got the card it had $5000 CL

So IMO you should definately recon.

[Anonymous]

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@uswala wrote:

I was flat out denied when I applied in September. I called the recon next moring and after review the analyst told me that he is going to approve me for $2500 CL. I was like uummmmhhh I expected more. He said what were you expecting and I told him I was expecting at least $5000. He said that $2500 is the max they can offer. Later, when I got the card it had $5000 CL

So IMO you should definately recon.

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What number did you use for recon?

[Anonymous]

BoA/FIA still hates me, so I wont even attempt to get this card..lol..

Tried for a BBR after getting my US Airways instapproval and got autodeclined with no report pulled. Still on the "buddy list" as far as I can tell...

Oh well.

[Anonymous]

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@Anonymous wrote:
BoA/FIA still hates me, so I wont even attempt to get this card..lol..

Tried for a BBR after getting my US Airways instapproval and got autodeclined with no report pulled. Still on the "buddy list" as far as I can tell...

Oh well.

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Did you burn them before?

[Anonymous]

For less than $1,000. -- Paid in full within a year of the chargeoff date.

[Anonymous]

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@uswala wrote:

I was flat out denied when I applied in September. I called the recon next moring and after review the analyst told me that he is going to approve me for $2500 CL. I was like uummmmhhh I expected more. He said what were you expecting and I told him I was expecting at least $5000. He said that $2500 is the max they can offer. Later, when I got the card it had $5000 CL

So IMO you should definately recon.

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Nice recon ... and strange things happen ?

[uswala]

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@Anonymous wrote:

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@uswala wrote:

I was flat out denied when I applied in September. I called the recon next moring and after review the analyst told me that he is going to approve me for $2500 CL. I was like uummmmhhh I expected more. He said what were you expecting and I told him I was expecting at least $5000. He said that $2500 is the max they can offer. Later, when I got the card it had $5000 CL

So IMO you should definately recon.

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What number did you use for recon?

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Sorry, I do not remember the number.