cancel
Showing results for 
Search instead for 
Did you mean: 

Fidelity AmEx decisioning?

tag
stagefoursurvivor
Established Contributor

Fidelity AmEx decisioning?

After discovering/realizing I have a retirement account with a reasonable balance I applied last weekend. Called on Tuesday to determine status and confirm account# I was told my app was pending. I've heard nothing since, have seen no SPs or HPs on Ex or Eq.

What's the typical timeframe, how do they contact you, don't they normally check Ex or Eq?

Does having a long term account with a sizeble deposit enhance approval odds or SL?

I tried calling again today but, got placed on a queue and had other calls while waiting

11/14/14 Total CL $1,100; 6/30/15 Total CL $180K
Message 1 of 7
6 REPLIES 6
Involver
Valued Contributor

Re: Fidelity AmEx decisioning?

I apped the FIA Amex with a frozen EX. Called UW and they processed the app right then and there. Your account may determine your CL as they ask about your net worth on the app for determining the limit.
Message 2 of 7
Involver
Valued Contributor

Re: Fidelity AmEx decisioning?

*with a TU pull.
Message 3 of 7
stagefoursurvivor
Established Contributor

Re: Fidelity AmEx decisioning?

Admittedly, I had some trouble with my account # cuz it was "rolled over" couple times but, supposedly accessed with my SSN. I thought I'd hear by now...nothing

11/14/14 Total CL $1,100; 6/30/15 Total CL $180K
Message 4 of 7
CreditCuriosity
Moderator Emeritus

Re: Fidelity AmEx decisioning?

FIA Amex will pull TU if eq/ex isn't obtainable if you ask.  So pull might of been on TU

Message 5 of 7
CreditCuriosity
Moderator Emeritus

Re: Fidelity AmEx decisioning?


@stagefoursurvivor wrote:

Admittedly, I had some trouble with my account # cuz it was "rolled over" couple times but, supposedly accessed with my SSN. I thought I'd hear by now...nothing


call them, not fidelity, but FIA

Message 6 of 7
stagefoursurvivor
Established Contributor

Re: Fidelity AmEx decisioning?

BTW, I have no way to check TU for SPs and...ugh...TU is my worst score

11/14/14 Total CL $1,100; 6/30/15 Total CL $180K
Message 7 of 7
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.