Fifth Third Bank Mastercard Manual or Instant 5/3

[Anonymous]

I am interested in the Cure for Cancer Mastercard and was wondering if anyone had a experience with their application process.

Do they give an instant answer or do they underwrite manually -- waiting forever for an answer?

Thanks in advance.

[Skye12329]

I believe they also do the Halo and Equality Visa cards. They are manual review if thats the case. 

[Anonymous]

Do you have any of these cards you  mentioned?

I callled and they said it takes up to a week to review. ugh.

[Skye12329]

I don't currently. Thinking about adding the equality visa. It shouldn't be weeks. Last I heard it was roughly 3-7 business days. I wouldn't worry too much.

[B335is]

5/3 does not handle Halo and Equality cards. Those are handled by First American Bank.

I got the Stand up to cancer card last year. Instant approved for $5500 limit. No prior relationship and o think they pulled EQ. I still have to push payment from my non-5/3 bank acct to pay the credit card.

[Skye12329]

Thanks for correcting me. I got them confused >.<

[FinStar]

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@B335is wrote:
5/3 does not handle Halo and Equality cards. Those are handled by First American Bank.

I got the Stand up to cancer card last year. Instant approved for $5500 limit. No prior relationship and o think they pulled EQ. I still have to push payment from my non-5/3 bank acct to pay the credit card.

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I was also approved for the SU2C MC over a year ago with a $9,500 CL.  Mine went into manual review due to address/ID verficiation but approved within a few days.  I submitted my app at the 5/3 branch.  So it can be instant approval or defer to manual review.

[Anonymous]

It's instant or review. Depends. 

I work for the company

[Anonymous]

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@Anonymous wrote:

It's instant or review. Depends. 

I work for the company

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Hi Chevyguy, thanks for your feedback.

Do you know if they make quick manual decisions or will they drag their feet for weeks?

[Anonymous]

Nope. 2-3 business days. Depending on how motivated I am and if my underwriter has had their coffee and read my notes lol