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@Creditaddict wrote:
@CreditCuriousity wrote:And the outcome?
Pending!
Good luck!!!! I applied for the same card a few days ago. I didn't get instantly approved. It went to pending. I called the number on the application and they told me it was denied. They pulled EXP.
Good luck!!!!
Ron.
@Creditaddict wrote:
Oh god I'm denied if you were denied!!
I heard 53 is pretty conservative. Where did they pull? You might got denied because of the excessive no. of inquries. They pulled EXP. I got a lot of inquiries.
Ron.
@Creditaddict wrote:
The online app was pulling public records from TU so I assume TU, I only have 13 Inq on them but if they pulled EX it's over 35 for sure!
They pulled SP TU twice for security question. Then they HP EXP.
Ron.
@Ron1 wrote:
@Creditaddict wrote:
Oh god I'm denied if you were denied!!I heard 53 is pretty conservative. Where did they pull? You might got denied because of the excessive no. of inquries. They pulled EXP. I got a lot of inquiries.
Ron.
I agree, they are pretty conservative but I think it also depends on some other factors. I got approved for $9,500 literally on NYE this past year... application process took a while but I shortened the window since I knew the banker at the branch near my house. This 5/3 product was more suited for me than the (BOA) Susan G Komen MC.
Alert that TU was pulled.
I applied after I learned they use TU '04 version, my score for that model was 705. I got the pending message, but then the card arrived after a few weeks. I wasn't asked those dreadful public records questions...thank goodness!
Called in today after still nothing in the mail... DENIED
I asked about reconsider and he said "we don't know why you were denied until you get the letter, you need to wait for the letter"