Sorry to hear about your denial. But I can tell you first hand 5/3 is an extremely conservative bank. Since there is limited data on your profile. I can add that I received my 5/3 bank cards first then started adding others. I was PIF on my trio. And had a BT on my truly card. They raised my limit from 4K to 9k and it was a ACLI too. Then all of a sudden they CLD me down to 3,200 and 2,300. Total CL of 13k down to 5,500 needless to say their sitting in my sock drawer. Their are too many other banks worth getting. Good luck in your search.
NFCU Flagship 32,500 | Penfed PowerCash 8,750 | PENFED GOLD 12,500 | PenFed PL 20,000 | NFCU AMEX Rewards 37,500 | NFCU GoRewards 7,000 | FNBO VISA SIGNATURE 13,700 | Capital One Quicksilver 6,300 | Lowe’s 34,500 | Wells Fargo Propel 19,700 | Barclay7k | Citi Strata+ 13,600 | Citi Double Cash 23,800 | Citi Simplicity 10,000 | PNC Core VISA 22,500 | USAA AMEX 13,000 | Truiest 4,500 | Truiest Rewards 4,500 | Citi Custom Cash 16,600 | GS Apple 7,500 | Chase Sapphire Preferred 24,000 | Fico 8 Scores EQ=837 | EX=823 | TU=826scores and CL current as of 011/14/25 AAoA years 24 months | AoOA=18yrs