cancel
Showing results for 
Search instead for 
Did you mean: 

Fifth third 2nd cc card

tag
britt585
Regular Contributor

Fifth third 2nd cc card

Hi does anyone know if 53 will approve a second card within 90 days...I keep getting the same preapproval offer....please share..thanks

Message 1 of 6
5 REPLIES 5
FinStar
Moderator Emeritus

Re: Fifth third 2nd cc card

There's always a possibility, but keep in mind that if approved, the SL may be low and not the best terms/pricing. Also, they've been known to CLD if your profile exhibits a lot credit seeking behavior in a short timeframe. Choose wisely!
Message 2 of 6
britt585
Regular Contributor

Re: Fifth third 2nd cc card

thanks...what does cld stand for?!

Message 3 of 6
CreditCuriosity
Moderator Emeritus

Re: Fifth third 2nd cc card


@britt585 wrote:

thanks...what does cld stand for?!


credit line decrease or a form of adverse action 

Message 4 of 6
FinStar
Moderator Emeritus

Re: Fifth third 2nd cc card

CLD = Credit Line Decrease

For your reference, the link below provides the most commonly used abbreviations in our forums:
https://ficoforums.myfico.com/t5/User-Guidelines-General/Common-Abbreviations/m-p/88458

ETA - @CreditCuriosity beat me to it 😁
Message 5 of 6
SFLSpotter9210
Valued Contributor

Re: Fifth third 2nd cc card

It’s absolutely possible. I appd and was approved January 20, 2018, then February 15, 2018. Just some data I had no inquires on my TU CR at the time of app with them. But like the mod said they will CLD you if they get spooked for any reason. I received 4 Citi cards early 2019 and I believe that may have spooked them. I did get a ACLI from my approved line of 5k to 9k on one. Then I appd for Citi and they CLD me down to 3,200 and 2,300. I had 14k I believe down to 5,500. Just be cautious is all. Good luck with whatever you decide.
NFCU Flagship 32,500 | Penfed PowerCash 8,750 | PENFED GOLD 12,500 | PenFed PL 20,000 | NFCU AMEX Rewards 37,500 | NFCU GoRewards 7,000 | FNBO VISA SIGNATURE 13,700 | Capital One Quicksilver 6,300 | Lowe’s 34,500 | Wells Fargo Propel 19,700 | Barclay7k | Citi Strata+ 13,600 | Citi Double Cash 23,800 | Citi Simplicity 10,000 | PNC Core VISA 22,500 | USAA AMEX 13,000 | Truiest 4,500 | Truiest Rewards 4,500 | Citi Custom Cash 16,600 | GS Apple 7,500 | Chase Sapphire Preferred 24,000 | Fico 8 Scores EQ=837 | EX=823 | TU=826scores and CL current as of 011/14/25 AAoA years 24 months | AoOA=18yrs
Message 6 of 6
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.