UPDATE: US Bank told me to cool my jets

[Anonymous]

I got the itch, and unfortunately had to scratch it.

I app’d for the Cash+ and got the 7-10 day message. They pulled TU. I’m hoping for an approval so I can patiently (I promise I’ll behave after this) wait and get the AR.

[Remedios]

Well, you may have to wait longer for AR than you anticipated because US Bank will "count" their cards just like any other new account.

Cash+ might be easier to get approved for, but when you add new accounts, AR becomes harder, and/or results of the app are not exactly ideal.

Persona experience and all

[Anonymous]

Well it was denied. Only reason was number of new accounts. I’m at 3/12 and was told there was no recon if that is the reason behind the denial.

USBank has given me my first denial. Guess I need to tend to the garden a while. I’ll wait until after a few of my 0% offers are paid off then reapply

[M_Smart007]

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@Anonymous wrote:
Well it was denied. Only reason was number of new accounts. I’m at 3/12 and was told there was no recon if that is the reason behind the denial.

USBank has given me my first denial. Guess I need to tend to the garden a while. I’ll wait until after a few of my 0% offers are paid off then reapply

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Sorry for your denial   .. just as DP's, any of your 3/12 in the last 6 months?

any banking relationship? .. with them, I think it helps. Gold Checking at least.

I already have the CASH+ , but it might help others.

TIA

[Anonymous]

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@M_Smart007 wrote:

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@Anonymous wrote:
Well it was denied. Only reason was number of new accounts. I’m at 3/12 and was told there was no recon if that is the reason behind the denial.

USBank has given me my first denial. Guess I need to tend to the garden a while. I’ll wait until after a few of my 0% offers are paid off then reapply

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Sorry for your denial   .. just as DP's, any of your 3/12 in the last 6 months?

any banking relationship? .. with them, I think it helps. Gold Checking at least.

I already have the CASH+ , but it might help others.

TIA

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Actually I forgot I'm technically 4/12, but my BCP is not reporting. If they were able to see that, I am 1/6. If not my most recent app was April.

 No banking relationship, there are no US Bank locations in my state. 

[M_Smart007]

Thanks for your reply.

[Meanmchine]

Sorry BB

[Anonymous]

Sorry bbcatcher. While this sucks sometimes, it is helpful in the long run to have these happen. I always feel like I am due a correction every so often that reminds me I need to take some time and let things breathe. 

[Anonymous]

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@Anonymous wrote:

Sorry bbcatcher. While this sucks sometimes, it is helpful in the long run to have these happen. I always feel like I am due a correction every so often that reminds me I need to take some time and let things breathe. 

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I would have taken a $500 limit, I'm not being too greedy

I really want the Altitude Reserve, but I guess I'll just wait a little longer for it. 

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

Sorry bbcatcher. While this sucks sometimes, it is helpful in the long run to have these happen. I always feel like I am due a correction every so often that reminds me I need to take some time and let things breathe. 

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I would have taken a $500 limit, I'm not being too greedy

I really want the Altitude Reserve, but I guess I'll just wait a little longer for it. 

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Are you in their region?   If you are, and want an AR, I would skip the cash+ and have a checking account to establish the relationship without getting a new cc account to spook them!