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Final Card Application Chances

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Boribori
Contributor

Final Card Application Chances

This is the message I got when I applied for the card. More than likely a denial. Smiley Sad anyone had any experiences?
WE RECEIVED YOUR APPLICATION
We are working to get you a decision as quickly as possible, but we are not able to provide you with an immediate decision. Our review process may take a few days, and could require some additional information from you, so thank you for bearing with us.

Total Credit Limit : $29,600
Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: Final Card Application Chances

This is a common response from them I've seen. What are your stats?
Message 2 of 9
Boribori
Contributor

Re: Final Card Application Chances

Low 600s

Total Credit Limit : $29,600
Message 3 of 9
Anonymous
Not applicable

Re: Final Card Application Chances

I'm not sure that will do it. I think they look for high 600s into the 700s.
Message 4 of 9
Boribori
Contributor

Re: Final Card Application Chances

Yeah I didn't think so

Total Credit Limit : $29,600
Message 5 of 9
Anonymous
Not applicable

Re: Final Card Application Chances

If you email support@getfinal.com I think is their email and explain why you want the card how much a month you'll spend you may be surprised. I found when requesting my CLI they weighed the additional info heavily. If you market yourself and explain why you want the card they may go out of their way to get you approved. YMMV. 

Message 6 of 9
Boribori
Contributor

Re: Final Card Application Chances

Should I explain it to them now or wait for them to give me a response? And then tell them to reconsider?

Total Credit Limit : $29,600
Message 7 of 9
Anonymous
Not applicable

Re: Final Card Application Chances

I would email them before you get a decision, best of luck!

Message 8 of 9
Anonymous
Not applicable

Re: Final Card Application Chances

They're going to tell you to wait and reapply in 90 days
Message 9 of 9
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