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Finally got the 7-10 day message with Amex

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CF_Frost
New Contributor

Finally got the 7-10 day message with Amex

Started with a $1K limit on about eight months of total credit history in April 2013. I worked the 3x CLI for some time, and by July 2015 I was bumped to $34K with only about $40K income. I got greedy and went for $50K this time around and got the 7-10 day message this time. It was a hell of a run though.
Message 1 of 7
6 REPLIES 6
OmarGB9
Community Leader
Super Contributor

Re: Finally got the 7-10 day message with Amex

Lol they might ask for that tax return now

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 2 of 7
Aahz
Established Contributor

Re: Finally got the 7-10 day message with Amex

Is that your only AMEX card?

Message 3 of 7
redpat
Senior Contributor

Re: Finally got the 7-10 day message with Amex

Why in the world would you........Speechless....

Personal Cards: Amex Delta Res | CSR | Citi AA Exec | Citi Strata Premier Business Cards: Ink+ | Amex BBP
Message 4 of 7
Anonymous
Not applicable

Re: Finally got the 7-10 day message with Amex


@redpat wrote:

Why in the world would you........Speechless....


I had a response in mind, I'll just +1 this Smiley Frustrated

Message 5 of 7
Loquat
Moderator Emeritus

Re: Finally got the 7-10 day message with Amex


@CF_Frost wrote:
Started with a $1K limit on about eight months of total credit history in April 2013. I worked the 3x CLI for some time, and by July 2015 I was bumped to $34K with only about $40K income. I got greedy and went for $50K this time around and got the 7-10 day message this time. It was a hell of a run though.

It's not always a great idea to push your luck...especially with Amex...I hope I don't see a new thread with the heading "Amex AA'd me..."

Message 6 of 7
NRB525
Super Contributor

Re: Finally got the 7-10 day message with Amex


@CF_Frost wrote:
Started with a $1K limit on about eight months of total credit history in April 2013. I worked the 3x CLI for some time, and by July 2015 I was bumped to $34K with only about $40K income. I got greedy and went for $50K this time around and got the 7-10 day message this time. It was a hell of a run though.

Congratulations!

No qualifiers, just Congrats! That's a heck of a set of CLI.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 7 of 7
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