Re: Finally in with Amex! And now a question...

krmurrayjr10 · ‎03-08-2017

I've been rebuilding for the past several years and currently have 2 CapOne cards with $6k credit lines between them, a Barclay card with a $1500 credit line, and several store and rebuilder cards with small limits.

I've wanted an AmEx card for a long time, but delayed applying as my score has been in the lower 600s. I decided to try for the Delta revolver today and was approved for $1k!

Now my question: is there any point in trying for one of the charge cards today to use the same HP, or should I hold off?

Anonymous · ‎03-08-2017

@krmurrayjr10 wrote:
I've been rebuilding for the past several years and currently have 2 CapOne cards with $6k credit lines between them, a Barclay card with a $1500 credit line, and several store and rebuilder cards with small limits.

I've wanted an AmEx card for a long time, but delayed applying as my score has been in the lower 600s. I decided to try for the Delta revolver today and was approved for $1k!

Now my question: is there any point in trying for one of the charge cards today to use the same HP, or should I hold off?

If you want/need one of the charge cards, now is the time to apply to hopefully get use of the single HP. Many people have success in getting both a revolver and charge card back to back.

krmurrayjr10 · ‎03-08-2017

I pulled the trigger on the PRG and was instantly approved!

I travel to Europe a couple times each year and having one of these along for any eventuality-such as needing a last-minute hotel room somewhere or buying a ticket-is great peace of mind.

Thanks!

JustBPatient · ‎03-08-2017

Congrats on the double up!!

Amex Gold =Amex ED 20k = Amex BCP 14k = Amex SPG Lux 2k = Arrival 2k = Ring 14k = BOA 321 30k = BOA BBR 10k = CSR 25k = Freedom 10k = Citi Simplicity 9k = Citi DC 5k = Citi DP 3k = DCVR IT 16k = DCVR IT(2) 10k = CAP1 QS 15k = NFCU CR24k/AE25k/CLOC 15k = BBVA 14k = Wells Plat. 5k = (2) US Bank Cash+ 13k, 18k = PenFed 17k

FICO scores TU 764 EX 739 EQ 745

AverageJoesCredit · ‎03-08-2017

Woo hoo, grats, another doubler , welcome to the fam

krmurrayjr10 · ‎03-08-2017

And to think, Discover and Wells Fargo are only offering me secured cards on their sites, and every month LendUp sends me a mailer offering me a card with a $60 AF and 29.99% APR for a $300 limit with no perks 😄

kidink1911 · ‎03-08-2017

Congratulations krmurrayjr10 on your double AMEX approvals!!

PERSONAL: AMEX Platinum- NPSL / AMEX Gold- NPSL / Macy's AMEX Card- $4,500 / SavorOne- $500 / PenFed Gold Visa- $5,000 / Venmo Visa - $20,000 / PayPal MC- $20,000 / PayPal Credit- $1,700 / NFCU Visa Signature cashRewards- $5,800 / AMEX Delta Platinum- $4,200 / NFCU More Rewards AMEX- $3,400 / NFCU Cash Rewards- $4,000 / Credit One Platinum Visa Rewards- $1,000 / Discover IT Chrome- $1,000 / Capital One Venture- $3,550 / AMEX Cash Magnet Card- $1,000 / Belk MC Card- $800 / Citi Shell Mastercard- $400 / Credit One AMEX- $800 / Capital One Spark- $700 / Capital One Platinum- $300 / Citibank Shell- $400 / Oportun Visa- $500 / Fifth Third Bank MC- $300
BUSINESS: American Express Business Platinum- NPSL / AMEX Hilton Honors Business Card- $3,000 / AMEX Delta Platinum Business Card- $3,000 / Marriott Bonvoy Business Card- $3,000 / American Express Business Gold- NPSL / American Express Business Green- NPSL / Sam's Club Business Mastercard- $20,000 / Floor and Decor Pro Premier Business- $20,000 / Phillips 66-Conoco-76 Business Gas Card- $5,000 / Walmart Community Credit Line- $5,000 / Fuelman Mastercard- $3,000 / Amazon Synchrony Business Credit Line- $5,000 / Lowe's Business Credit- $5,000 / Office Depot Commercial Credit- $2,500 / Tractor Supply Company Business- $1,500 / Citi Exxon/Mobil Business Gas Card- $3,000 / Speedway Business Mastercard- $4,500

AllCredit · ‎03-08-2017

Congrats! What great news!

krmurrayjr10 · ‎03-08-2017

Thank you!

Anonymous · ‎03-08-2017

Congrats on the approval for both! Amex is by far my favorite card, you'll love it!

Finally in with Amex! And now a question...

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Finally in with Amex! And now a question...