Finally pre-approved through Chase portal for CSP, but not CSR. Apply for CSR or no?

[Anonymous]

I've been waiting for my credit to rebound a bit in order to apply for CSR. Today I finally saw that I am pre-approved for the CSP. Will CSR ever show as pre-approved here? Is a CSP pre-approval a good sign to apply for CSR?

FICO: 705

Vantage 8: 734

Income: Low 6-figures

Payment history: 99%

Derogatory marks: 0

Hard inquiries: 6

Utilization: 13%

Under 5/24: Yes

Cards

Chase Freedom Unlimited (converted from CSP last month): $9K, 5 years old

Chase Amazon: $1K, 5.5 years old

Chase Freedom: $2K, 4.5 years old

Discover: $5.5K, 5.5 years old

Uber Visa: $4K, 1 year old

Barclay: $2K, 5.5 years old

Capital One: $0.5K, 2.5 years old

Target: $1K, 1 year old

Wells Fargo: $4K, 0.5 years old

I opened a Chase checking account for the $300 bonus last month. Do I have a shot at the CSR?

[sjt]

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@Anonymous wrote:

I've been waiting for my credit to rebound a bit in order to apply for CSR. Today I finally saw that I am pre-approved for the CSP. Will CSR ever show as pre-approved here? Is a CSP pre-approval a good sign to apply for CSR?

FICO: 705

Vantage 8: 734

Income: Low 6-figures

Payment history: 99%

Derogatory marks: 0

Hard inquiries: 6

Utilization: 13%

Under 5/24: Yes

Cards

Chase Freedom Unlimited (converted from CSP last month): $9K, 5 years old

Chase Amazon: $1K, 5.5 years old

Chase Freedom: $2K, 4.5 years old

Discover: $5.5K, 5.5 years old

Uber Visa: $4K, 1 year old

Barclay: $2K, 5.5 years old

Capital One: $0.5K, 2.5 years old

Target: $1K, 1 year old

Wells Fargo: $4K, 0.5 years old

I opened a Chase checking account for the $300 bonus last month. Do I have a shot at the CSR?

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I think there might be a 48 month rule where if you had a Sapphire card within that time frame you will either get denied or not get the bonus.

[Anonymous]

You may wish to research the Chase rule on inquiries. Your amount of inquiries are possibly a bit high.

[Anonymous]

Pretty sure there is no rule with inquiries. I had 8 inquiries when approved. 

[addicted_to_credit]

If chase is offering the CSP you'll probably get it but I'm not sure about the CSR, it looks like you are 3/24 so that's good. The CSR has a 10k minimum limit. According to numerous threads here, chase doesn't like to be your first. You are close however with the converted CFU. It may be worth a shot, let us know what happens if you decide to go for it!

[seattletravels]

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@addicted_to_credit wrote:

If chase is offering the CSP you'll probably get it but I'm not sure about the CSR, it looks like you are 3/24 so that's good. The CSR has a 10k minimum limit. According to numerous threads here, chase doesn't like to be your first. You are close however with the converted CFU. It may be worth a shot, let us know what happens if you decide to go for it!

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This. Your profile looks ok for CSR but you credit limits overall are relatively low. I might focus on raising those CL before apping.

[Remedios]

There is a 48 month rule between SUBs on Sapphire cards (countdownstarts when sub is recieved,  not when card is opened, so if CSP you just PCed is younger than that, you wont get a SUB

Seeing how you just PCed it, I'm unsure why you'd want to apply again