Finally pre-qualified for Amex! (Thin, young profile)

[Anonymous]

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@Anonymous wrote:

Wondering what you guys and gals think, since I've read that if the apr isn't a set %, it might not be a good outcome. TIA for the knowledge.

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I've never been offered a set APR and I have pre-approvals on all Amex cards. I currently have five and was always given the SUB and 0%, along with decent credit limits - and the highest APR.

As long as you're a PIF type, I wouldn't worry about the APR - especially with it being 0% for 15 months.

[AllZero]

Congratulations on your offers!

[Anonymous]

Congratulations on your Amex offers! 

[Citylights18]

I've gone from pre-qualifying for a 125k AMEX Platinum offer to dropped down to a 100k AMEX Platinum to a 75k Hilton Honors card to now no prequalification at all. The only thing I did was keep checking.

So the morale of the story is if you see somthing you like there grab it while you can.