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@Anonymous wrote:
Sorry wasn't sure what you meant but I was declined for too many inquiries.They pulled ex which has 14 my ex fico 8 is 706 1% uti 2.9 AAOA and only negatives are 2 30 day lates 1 from 4 yrs ago the other 5 yrs ago but have lots of new accounts
Sorry to hear OP. I applied and was denied several times for unable to verify identity. Filed a complaint with CFPB and a few days later I was mysteriously approved for a 20k limit with 11.24%. I had over 30 inq on EX with a Fico score about 720-725. I haven't seen much success with recons with BBVA. Not to discourage you because I would reocn also since you already took the hit.
@Anonymous wrote:
12njoy I remember seeing your posts about that.I got 2 letters from them today one says they were unable to approve me because they were unable to verify identifying information and the other letter says after review of my accounts they had to close my bbva compass nba account(the account they supposedly denied)due to number of recent inquiries.They are clearly lost over there when it comes to credit card accounts.Im going to call them tomorrow anyway for some sort of explanation.Both letters are dated 10/1 which is the day I applied.
OH my. Now that is some crazy mess. That's worse than I went through and yet this may happen to me.
@12njoy wrote:
@Anonymous wrote:
Sorry wasn't sure what you meant but I was declined for too many inquiries.They pulled ex which has 14 my ex fico 8 is 706 1% uti 2.9 AAOA and only negatives are 2 30 day lates 1 from 4 yrs ago the other 5 yrs ago but have lots of new accountsSorry to hear OP. I applied and was denied several times for unable to verify identity. Filed a complaint with CFPB and a few days later I was mysteriously approved for a 20k limit with 11.24%. I had over 30 inq on EX with a Fico score about 720-725. I haven't seen much success with recons with BBVA. Not to discourage you because I would reocn also since you already took the hit.
A complaint with the CFPB seems to be the best way to recon identity or other bs reasons it appear w/regards to this lender as they seem to take them seriously if you felt like you haven't been treated fairly?
@Anonymous wrote:
I sent them an Email.If I don't hear back within a couple days then I will call.Hopefully I can get them to reconsider,I hate wasting a Hp.I'll update after I talk to them
good luck
@Anonymous wrote:
Yes sir I could see how 48 could make some lenders Leary.Its amazing how addicting apping is I love seeing congratulations pop up on the screen with a nice SL.
Lol lol yes it is