First Premier CLI DENIAL!

[Hdcut18]

So fp was my  card, exactly one year to the date i was approved i decided to ask for a cli, even with  25% FEE of what ever they would decide to increase i was denied!  i  got the letter in mail reason was account  not old enough,  and it states my account was 12 months old! No lates payments ever FUNNY thing is i got a auto cli on my cap one secured card after 5 months, and approved a cap1 qs, platitum and barclays  card the very same week i got denied. when will i be able to close this card for the love of god!!!!

[CH-7-Mission-Accomplished]

Close it now.

[ojefferyo]

you need to burnt hat card up

[FinStar]

Yup, today would be a good day to close it. What's holding your scores OP? What's your overall utilization? In the grand scheme of things, if the card is not providing much of a benefit any longer then it's safe to say it can be closed.

[Hdcut18]

closing it wont hurt my score being it my oldest credit card?

[CreditMagic7]

As already robustly advised you will want to scratch that card off as in close it so that it will only show closed on your reports..... is good advice.

[Hdcut18]

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@FinStar wrote:
Yup, today would be a good day to close it. What's holding your scores OP? What's your overall utilization? In the grand scheme of things, if the card is not providing much of a benefit any longer then it's safe to say it can be closed.

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utilization at 9 percent.  holding my score would be a remainder of my student loan  only 1700.00 left ( thank god) and my equifax is really low because i notice its saying i owe 5000 in student loans which isnt the case.  tu and ex are reporting correctly at 1700

[DeeBee78]

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@Hdcut18 wrote:

closing it wont hurt my score being it my oldest credit card?

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No. Closing a card does not hurt your score unless it makes your utilization increase dramatically. The account will continue to report on your credit reports for 10 years. When the account finally does fall off, you will have several other accounts that will mitigate any damage to your scores. 

[Hdcut18]

awsome, its time to close theeee card!!!!!!

[Pway]

Looking at your siggy, you have some good cards that will grow with you.  Close that junk now.  I just did the same today with my Verve card.  It was one of my cards I opened up a year ago.