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First Premier Pre-Approval

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12njoy
Super Contributor

First Premier Pre-Approval

I received a preapproved First Premier card application in the mail.  Guaranteed $1,000 credit limit.Smiley Surprised

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 1 of 35
34 REPLIES 34
Anonymous
Not applicable

Re: First Premier Pre-Approval

Lucky you!! Finally in prime land, huh? Smiley LOL

Message 2 of 35
12njoy
Super Contributor

Re: First Premier Pre-Approval


@Anonymous wrote:

Lucky you!! Finally in prime land, huh? Smiley LOL


@Anonymous, I don't know if I should apply or not Smiley Embarassed  I have a 2014 Accord Sport and love it @3.9%

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 3 of 35
ceejx
Established Contributor

Re: First Premier Pre-Approval

I think you should close all of your other cards and primarily use your First PREMIER... that's the strategy I'd take if I were that lucky.

Message 4 of 35
yoyo
Established Contributor

Re: First Premier Pre-Approval

is that First Premier Bank ..the sub-card that has crazy fee? I got a pre-approval $750 limit w/$150 in fees

Message 5 of 35
12njoy
Super Contributor

Re: First Premier Pre-Approval


@ceejx wrote:

I think you should close all of your other cards and primarily use your First PREMIER... that's the strategy I'd take if I were that lucky.


Good plan.  Crédit one denied me on their prequalify site.  Just wanted to see what would happen. 

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 6 of 35
12njoy
Super Contributor

Re: First Premier Pre-Approval


@yoyo wrote:

is that First Premier Bank ..the sub-card that has crazy fee? I got a pre-approval $750 limit w/$150 in fees


Yes one in the same

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 7 of 35
Anonymous
Not applicable

Re: First Premier Pre-Approval

I burned Credit One and First Premier back in 2007. They both hate me and don't send me preapproved garbage.

 

A blessing in disguse I tell you. LOL Smiley Very Happy


@12njoy wrote:

@yoyo wrote:

is that First Premier Bank ..the sub-card that has crazy fee? I got a pre-approval $750 limit w/$150 in fees


Yes one in the same


 

Message 8 of 35
Anonymous
Not applicable

Re: First Premier Pre-Approval


@12njoy wrote:

I received a preapproved First Premier card application in the mail.  Guaranteed $1,000 credit limit.Smiley Surprised


That's prime out of this world. Pick it up before they rescind*

 

*Must be mentally insane to qualify, terms and restrictions apply.

Message 9 of 35
Anonymous
Not applicable

Re: First Premier Pre-Approval

Where did I put that envelope? I know it was here... Been waiting to pull the trigger until I was sure my CK scores gave me an approval...Oh nooo! It's shredded all the Discover, Chase and AmEx ones...Oh forget it! I'm just going to cold app. Wish me luck!
Message 10 of 35
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