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Freedom app question.

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My_Fako
Established Contributor

Freedom app question.

Last night drunken mistakes. App'ed for Wayfair,Sportsman guide approved for both. I didn't remember apping SG. 

 

I also seen a email from Chase, looks like I apped for the Freedom Through a PreQ. Email says 10days / 30 days. I apped for the  Marriott a week ago. That's been pending 30 days etc. Chase hasn't pulled any more reports tho. Just the Tu and Ex from the original Marriott app. Any chance I got lucky and they won't pull anymore?

 

 

You guys so just let sleeping dogs lie and call them etc. 

 

Amex PRG NPSL I Chase Marriott $10k I Venture $15.3k I Amex BCE $10K I PNC 13K I Chase IHG $8.6k l Amazon $6k l Chase Hyatt 20k l US Bank Cash+ $13K I Barclays $12.6k I Venture $13k l Discover it $4.6k l Express Next $3.1k l Amex EverDay $15K l Cabelas 1k I Wayfair $17.1k I Walmart $8k l SG $9.8k l Target $3.6K I PP 2K l AU Shell Gas $900 opened in 1974 l Ex 704 Tu 698 Eq 667

Anything worth fighting for is worth fighting dirty for.
Message 1 of 7
6 REPLIES 6
My_Fako
Established Contributor

Re: Freedom app question.

I just called The automated status line once I entered in my social it automatically goes to transfer me to someone, should I talk to them?

Amex PRG NPSL I Chase Marriott $10k I Venture $15.3k I Amex BCE $10K I PNC 13K I Chase IHG $8.6k l Amazon $6k l Chase Hyatt 20k l US Bank Cash+ $13K I Barclays $12.6k I Venture $13k l Discover it $4.6k l Express Next $3.1k l Amex EverDay $15K l Cabelas 1k I Wayfair $17.1k I Walmart $8k l SG $9.8k l Target $3.6K I PP 2K l AU Shell Gas $900 opened in 1974 l Ex 704 Tu 698 Eq 667

Anything worth fighting for is worth fighting dirty for.
Message 2 of 7
Anonymous
Not applicable

Re: Freedom app question.

Same thing happened to me after applying for Slate today. I let it go through to a rep and explained I was only calling to check my status - he responded that the system shows it is still in process and that it typically take at least 72 hours but could take 7-10 days.

 

I said "oh okay, that makes sense, I was just curious if I needed to verify anything because that's what happened with my CSP and Freedom."

 

He informed me that he did not have access to that information but he could transfer me to lending and they'd be able to tell me what needs to be done after reviewing. Having had luck with speaking with lending on the other two apps...I said that'd be fine and thanked him for his time.

 

Spoke with lending and she verified some info, looked at the app and said verification indeed needed to take it from there...she connected us and verification checked some info and told me she had to put me on hold for up to 3 minutes to review my application. The woman then came back and said I was approved.

 

TL : DR - go ahead and talk to the person and glean what you can. After that first line of contact it could be a crapshoot.

 

As for the combining pulls...not to get your hopes up too high...but Freedom pulled TU and EX...subsequently the CSP only pulled EX...I'll see what pops up over the next few days to see if Slate pulled something

Message 3 of 7
My_Fako
Established Contributor

Re: Freedom app question.

Hope I'm lucky like you... I don't wanna hear "sorry we don't want you as a customer "

Amex PRG NPSL I Chase Marriott $10k I Venture $15.3k I Amex BCE $10K I PNC 13K I Chase IHG $8.6k l Amazon $6k l Chase Hyatt 20k l US Bank Cash+ $13K I Barclays $12.6k I Venture $13k l Discover it $4.6k l Express Next $3.1k l Amex EverDay $15K l Cabelas 1k I Wayfair $17.1k I Walmart $8k l SG $9.8k l Target $3.6K I PP 2K l AU Shell Gas $900 opened in 1974 l Ex 704 Tu 698 Eq 667

Anything worth fighting for is worth fighting dirty for.
Message 4 of 7
Anonymous
Not applicable

Re: Freedom app question.

It all depends. I was just approved for the csp and freedom despite the 5/24 rule. There is no hard line. The 10 day wait is fine. There have been data points of some taking 2 weeks.

The 30 day usually ends in denial.

If you fall under the 5/24 limit I wouldn't poke the bear.

Good luck!
Message 5 of 7
My_Fako
Established Contributor

Re: Freedom app question.

I thought 7/10 was bad and 30 days was good... 

Amex PRG NPSL I Chase Marriott $10k I Venture $15.3k I Amex BCE $10K I PNC 13K I Chase IHG $8.6k l Amazon $6k l Chase Hyatt 20k l US Bank Cash+ $13K I Barclays $12.6k I Venture $13k l Discover it $4.6k l Express Next $3.1k l Amex EverDay $15K l Cabelas 1k I Wayfair $17.1k I Walmart $8k l SG $9.8k l Target $3.6K I PP 2K l AU Shell Gas $900 opened in 1974 l Ex 704 Tu 698 Eq 667

Anything worth fighting for is worth fighting dirty for.
Message 6 of 7
Anonymous
Not applicable

Re: Freedom app question.

Maybe your right Lolz.... From my experience I've been approved for all my 7/10 usually just a verification question or something.

The two 30 day I got was a denial.

Sorry meant to say over 5/24*.

Can someone more wise verify?
Message 7 of 7
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