GOOD STARTER CARD FOR AMEX

[Anonymous]

Thanks for the info KJinNC. I'm definitely hitting the garden at least till the summer then I'll try for the pre qualify but if I dont have any offers I'll access my scores and make a move.

[Anonymous]

@Brian_Earl_Spilner sounds like my inquiries right now.

[CreditInspired]

This feels like de-ja vu. So, to simplify matters so you don't have to ask about all the different CCs, the answer again is to just stop applying.

You are continuously wracking up inquiries, denials, and low SLs. This is affecting your AAOA. Please, please stop applying for credit if your goal is to build a thick positive credit profile. This is the way to get decent SLs.

[Anonymous]

Trey, are the 5 installment loans SSL's? Wondering also if you plan on keeping the OpenSky and Credit One at this point with the AFs and monthly fees? What was the last card you were approved for and when? Feels like with your profile you should be debriefed. The war is over son, step away from the submit button... Lol.

[AverageJoesCredit]

One that doesn't require AF

[Anonymous]

Hear you loud and clear @creditinspired. I already had it in my mind to hit the garden at least till the summer and even at that point, im only gonna go for cli with sp on my currents cards

[Anonymous]

@silversmith, SSL?

[Anonymous]

SSL = Share Secured Loan. Self Lender type of product. You can get them at most banks as well.

[Anonymous]

3 of them are from my wedding funding in July 2019. I is from my bank but not secured(500) that should be paid in full by the 1st and the other 1 was a cosign for my brother that is also done in the next 2 mths

[Anonymous]

Does anyone if amex is new account sensitive?
Are there any guidelines to apply if you have 5/24, 90 day etc......?
When I tried the preapproval, my lowest score was 689 and came back with no offers.