Gap Visa App Question

[Anonymous]

Think with a 750-760 I would get the Gap Visa? I have a butt load of INQ's tho. Had a Gap card and closed it. Didn't want any store cards anymore.
But... I do want the Visa. I got sick of waiting and now they won't let me reopen the same card.

So my ? Is if I cold app do you think I would get the Visa with my score or not? I know not one of you can guarantee that just curious what you think. Thx

[Scupra]

Judging off score alone, sure.. There is so much more than score though. Good luck with whatever you choose to do!

[Anonymous]

They don't care much about inquiries at all. Utilization and score is really what they care about. You're golden for a visa.

[Anonymous]

Anyone know if I can call asap if I don't get the Visa and cancel it or would it still report?

My new FICO came in at 763 as of 2 days ago. I have 39 INQs and less than 1% utilization.

I feel like I would or should get the Visa but I also have read many posts where you'd think they would and don't.

It's funny how at the beginning when you rebuild you don't give a crap about applying or INQ's or new accounts. Now that my scores are good and I have spent time downsizing to only cards I use... I am much more hesitant.

[Anonymous]

It would still report but I would be shocked as heck if you didn't get the visa with your score.