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Getting a new card when you have the card already through your spouse

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Anonymous
Not applicable

Getting a new card when you have the card already through your spouse

 I added my wife to several of my credit card accounts. Is she eligible to get a new card if she qualifys based on her own credit profile even though she already has a card in her name but I am the one responsible.?

Message 1 of 6
5 REPLIES 5
lvallejox
Contributor

Re: Getting a new card when you have the card already through your spouse

Yes. Me and my wife AU eachother will all our cards. I have two of each cards, one mine and the other as AU. Remember to combine both salaries when requesting CLI 😃
Message 2 of 6
TURNERHOOVER
Established Contributor

Re: Getting a new card when you have the card already through your spouse


@Anonymous wrote:

 I added my wife to several of my credit card accounts. Is she eligible to get a new card if she qualifys based on her own credit profile even though she already has a card in her name but I am the one responsible.?


Pretty sure your wife would have to be removed from a card that she wants to apply for.

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Message 3 of 6
Anonymous
Not applicable

Re: Getting a new card when you have the card already through your spouse

I was looking for clarification that she did need to be deauthorized before applying. Thanks for the responses but the answers seem to be different. Has anyone got approval without deauthorizing.?

Message 4 of 6
Anonymous
Not applicable

Re: Getting a new card when you have the card already through your spouse


@TURNERHOOVER wrote:

@Anonymous wrote:

 I added my wife to several of my credit card accounts. Is she eligible to get a new card if she qualifys based on her own credit profile even though she already has a card in her name but I am the one responsible.?


Pretty sure your wife would have to be removed from a card that she wants to apply for.


No she doesn't.  I've added my g/f to several cards as AU and then later she was approved for her own card.  Never removed her on any of them. This has been true for AMEX, Chase, and Capitol One.

Message 5 of 6
Anonymous
Not applicable

Re: Getting a new card when you have the card already through your spouse


@Anonymous wrote:

I was looking for clarification that she did need to be deauthorized before applying. Thanks for the responses but the answers seem to be different. Has anyone got approval without deauthorizing.?


Go ahead and have her apply.  She doesn't need to be de authorized 

Message 6 of 6
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