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Getting in again with Synchrony?

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Anonymous
Not applicable

Getting in again with Synchrony?

hi all

 

Has anyone been able to get in with synchrony even though you burned them in the past and they are still reporting on your report. I burned walmart and they are due to fall of my report in dec. I have heard its easy to get the amazon card which i am trying to get approved for since i shop their alot. My current transunion is 605.

Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Getting in again with Synchrony?

Scratch that i just applied and got approved for both, Should i try applying with anyone else while i am at it?

Message 2 of 7
tussking
Established Contributor

Re: Getting in again with Synchrony?

Did you burn them in BK ?

Discharged BK7 - 7.16.15
Current Fico8 - (8.2022) EX - 744/EQ - 728/TU - 740
Message 3 of 7
Anonymous
Not applicable

Re: Getting in again with Synchrony?

No it was a charge off

Message 4 of 7
Pway
Valued Contributor

Re: Getting in again with Synchrony?

I know that you have gotten approved for the two cards you have with Synchrony, I would wait until your scores are higher to be apping for more cards with them.  When you score rises you get higher cl.  I was approved for the gap card with a 200 cl.  I knew I should of not applied but I did.  I am gardening til the summer months.  

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 5 of 7
Meanmchine
Super Contributor

Re: Getting in again with Synchrony?

Hi

I burned Walmart and SamsClub in 2010 and today I have both cards again with 2x the CLs I had back then

 

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 6 of 7
MyLoFICO
Valued Contributor

Re: Getting in again with Synchrony?


@Pway wrote:

I know that you have gotten approved for the two cards you have with Synchrony, I would wait until your scores are higher to be apping for more cards with them.  When you score rises you get higher cl.  I was approved for the gap card with a 200 cl.  I knew I should of not applied but I did.  I am gardening til the summer months.  


I agree with this. Dont go out and get a bunch of Synch store cards. Call CS and try for a SP CLI. Ask for 10k and see what happens. Getting only 2 hits with high CL will do you more good than a bunch of low limit store cards.


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 7 of 7
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